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PayPal: PayPal Credit reviews

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4.90
Based on 72,880 reviews, last reviewed 17th Apr 2026
2034500% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I wholeheartedly trust PayPal. When I had a query I found the customer service team excellent. I love PayPal because I trust it wholeheartedly so therefore feel very confident about... Read more Reviewed on: 17th April 2026
Sara T's avatar
Sara T

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
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TA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (72880)

Paypal

5
I'm so glad Paypal offered me credit....at least now I can buy things I won't for me and the kids....I couldn't do that before with a bad history now I can breathe....I can slowly pay it off...I'm so happy to be with PayPal....diffently would recommend them to family and friends.... Reviewed on: 8th July 2022
Naina's avatar
Naina

easy ,afordable,

5
You get info about transaction every month, its easy to log on and make the payment . Reviewed on: 8th July 2022
arian's avatar
arian

PayPal is quick easy and helpful

5
PayPal have always been very helpful They make clear options to pay back credit with no pressure. You are given ample time and clear terms and conditions. The customer service team have always been very helpful. Reviewed on: 8th July 2022
Jaye 's avatar
Jaye

Love PayPal credit

5
I love PayPal credit. Me and my husband don’t have any outstanding dept and don’t have a mortgage or anything so no one will give us a credit card. But PayPal gave us PayPal credit and we use it to make our lives better. Thank you paypal Reviewed on: 8th July 2022
bad-boys-4life@live.co.uk's avatar
[email protected]

Easy to use PayPal

5
Such an easy way to shop with multiple payment option very easy account management easy to navigate online account giving you all the information regarding your spending Reviewed on: 8th July 2022
Phillip Hint's avatar
Phillip Hint

Very good and easy to use. Payments simple. Low interest on spending

5
Best option out there. Would be great also if paypal credit could enable its customers to send money to your bank acvount. This would make it a fabulous credit provider Reviewed on: 8th July 2022
June paterson's avatar
June paterson

Outstanding

5
Credit check, lending, and repayment couldn't be simpler. All handled online and absolutely instantly. Reviewed on: 8th July 2022
Sam's avatar
Sam

Mr

5
I will happy to get win now Regards Valentin Reviewed on: 8th July 2022
Valentin Tsonev's avatar
Valentin Tsonev

Helpful

5
I found it very helpful as i bought an iphone and didnt had the money, at the time- but with paypal credit i managed the purchase :) Reviewed on: 8th July 2022
Alex's avatar
Alex

.

5
...................................... Reviewed on: 8th July 2022
Fadumo Saeed's avatar
Fadumo Saeed

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