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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,051 reviews, last reviewed 20th Jun 2026
4239900% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had an issue with a purchase item with faulty item Had an issue with a purchase item. I asked for help form PayPal to step in. Which I was able to get my refund on a faulty item Reviewed on: 20th June 2026
khads1000's avatar
khads1000

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143051)

Everything is so easy to use

5
Everything is so easy to use. I really like the 4 month 0% interest on credit payments Reviewed on: 16th April 2026
CSK's avatar
CSK

Excellent

5
Really easy to use and when I have needed help customer service are amazing when resolving my query. Reviewed on: 16th April 2026
Trudie C's avatar
Trudie C

Using the service is quite simple and easy

5
Using the service is quite simple and easy Reviewed on: 16th April 2026
Alroy's avatar
Alroy

Great service easy to use handy to have

5
Great service easy to use handy to have Reviewed on: 16th April 2026
Colin T's avatar
Colin T

Never had a problem with paying pay

5
Never had a problem with paying pay Reviewed on: 16th April 2026
Martin B's avatar
Martin B

Paypal has never let me down.

5
Paypal has never let me down. Wouldn't use anything else Reviewed on: 16th April 2026
Thomas s's avatar
Thomas s

There was recently fraud on my account and they went...

5
There was recently fraud on my account and they went above and beyond for me . Also ; months interest free is amazing Reviewed on: 16th April 2026
Kathryn o's avatar
Kathryn o

USER FRIENDLY

5
PayPal is highly praised for its security, user-friendly interface, and widespread acceptance, making it a reliable choice for online shopping and sending money. Its robust buyer protection offers peace of mind Reviewed on: 16th April 2026
A J Latham's avatar
A J Latham

PayPal is the safest way to make payments

5
I have been using PayPal for many many years and always found the service excellent, customer service support has always been first class, helpful and able to resolve everyone of my issues out in a timely manner. I use PayPal for 99% if my purchase knowing they will take care of me. Highly recommend Reviewed on: 16th April 2026
Michael E's avatar
Michael E

So easy and simple to use and great customer service...

5
So easy and simple to use and great customer service Reviewed on: 16th April 2026
Terence w's avatar
Terence w

Review PayPal: PayPal Credit now

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