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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 72,977 reviews, last reviewed 17th Apr 2026
2043600% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and access account. Easy to use and access account. Great you can get a virtual card Reviewed on: 17th April 2026
Megan R's avatar
Megan R

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
TA's avatar
TA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (72977)

PayPal best credit provider

5
Have dealt with PayPal for some time and found the company to be helpful and customer service is excellent. My sons put me on to this and glad they did. Reviewed on: 8th July 2022
Liz Garratt's avatar
Liz Garratt

paypal credit

5
its a great thing to have, especially when something goes wrong with my car and i am short of cash i can just use my paypal credit to buy the things i need and pay it back with multiple choices of payment methods Reviewed on: 8th July 2022
finlay horsburgh's avatar
finlay horsburgh

Great Credit Card

5
Hassle free, transparent and credible. Nothing is hidden from the customer Reviewed on: 8th July 2022
Samuel Owusu-Ankobia's avatar
Samuel Owusu-Ankobia

Pay pal credit

5
Nice and easy to use helpful should you have any problems with your purchase can't recommend them enough Reviewed on: 8th July 2022
David Simpson 's avatar
David Simpson

Easy and fast used

5
Easy and fast used.It is easy and quick to use, with good conditions. Competitive product. Fast repayment. I like. Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

Amazing!!

5
After all of these years PayPal has taken so much care of my finances. This is a credit company so worthy of their renowned trust. Reviewed on: 8th July 2022
Susan 's avatar
Susan

AmaIng easy to use.

5
I can select debit card or monthly payments in just few seconds. Reviewed on: 8th July 2022
Ivan MG's avatar
Ivan MG

Fantastic service and promptly responses to your concerns.

4
Reliable payment methods and safe to use when buying online ,guaranteed refund if services are not met by the service provider. Reviewed on: 8th July 2022
benwell garufu's avatar
benwell garufu

Viorel

5
Paypal is wonderful, help you very much for your goods a 0% commission for four months. Highly recommend! Reviewed on: 8th July 2022
Cornel Cimpoca 's avatar
Cornel Cimpoca

Easy to use and pay money back.

4
PayPal credit is great and easy to use. I wish more businesses would allow this method for payment. Especially for travel. Reviewed on: 8th July 2022
Melissax's avatar
Melissax

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