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PayPal: PayPal Credit reviews

4.73
Based on 143,255 reviews, last reviewed 20th Jun 2026
4249300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use, several options for payments and use of... Ease of use, several options for payments and use of retailers that are compatible with this payment option. Reviewed on: 20th June 2026
Georgina R's avatar
Georgina R

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143255)

PayPal is 1st class

5
I have never had any problems with PayPal with purchases, pay in 3 or PayPal credit. Fantastic service all round. Reviewed on: 16th April 2026

Always had a good experience and any queries I’ve b...

5
Always had a good experience and any queries I’ve been satisfied with the outcome Reviewed on: 16th April 2026

Fantastic service provided.

5
Fantastic service provided. I had my credit instantly Reviewed on: 16th April 2026

Solid and reliable

5
I have been using paypal for many years now as a reliable way to pay and get paid, with the reassurance that there is backup when things go wrong. On the one or two occasions where I needed support customer service was quick and effective, Reviewed on: 16th April 2026

Easy to use online purchase.

5
Easy to use online purchase. You can use most of websites. Also good security check. Reviewed on: 16th April 2026

Excellent customer service

5
They are very good at explaining every detail. So easy to use. Reviewed on: 16th April 2026

use PayPal for secure ness

5
I always use PayPal for secure ness when paying for shopping Reviewed on: 16th April 2026

PayPal credit review

5
Clear and easy to use the app and website and good and notifying you Reviewed on: 16th April 2026

Very Simple

5
Very easy to navigate. Easy to use. Reviewed on: 16th April 2026

Amazing, did the difference when you needed most

5
Amazing, did the difference when you needed most Reviewed on: 16th April 2026

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