Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 72,729 reviews, last reviewed 16th Apr 2026
2020400% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Intuitive and trustable. Have being using PayPal and PayPal credit for over 3 years now and still choosing being with the company. So easy to use and very transparent Reviewed on: 16th April 2026
Maria B's avatar
Maria B

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
TA's avatar
TA
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (72729)

Easy to use, very secure and fast way to pay

5
Great service, very secure and fast. Reviewed on: 8th July 2022
bkhaira71@gmail.com's avatar
[email protected]

PayPal credit

5
PayPal credit has always been an amazing service to use and is very easy and rewarding. making purchasing online a pleasant experience Reviewed on: 8th July 2022
Connor H's avatar
Connor H

Excellent

5
Paypal is the best...highly recommended..easy to use..very helpful customer service.. Reviewed on: 8th July 2022
Nel Ballos's avatar
Nel Ballos

Marvelous

5
Excellent service since I started using PayPal credit no complaints Reviewed on: 8th July 2022
Rita Awuah's avatar
Rita Awuah

Easy and convenient

5
PayPal credit is easy to use and is great for purchasing clothes or anything really online Reviewed on: 8th July 2022
Kia Eyden's avatar
Kia Eyden

Great service!

5
Quite easy to purchase products online secure and comfy! Reviewed on: 8th July 2022
Furkat's avatar
Furkat

So simple and efficient

5
PayPal credit is easy and straightforward to use. Everything is really clear so it’s easy to manage. Also it helps give me piece of mind when shopping online Reviewed on: 8th July 2022
Lisa's avatar
Lisa

Great idea

5
A great way to pay for items well done PayPal Reviewed on: 8th July 2022
David Petrie's avatar
David Petrie

Great

5
Love paypal credit . I love that you can pay in 3 . I also love that all big payments are secure. Reviewed on: 8th July 2022
J's avatar
J

Simple and easy to use.

5
Like any other credit system I can buy multiple item up to my limit. The difference is that I can easily track how much credit I've paid and when I need to pay back the full amount for multiple items. Reviewed on: 8th July 2022
Hello.World's avatar
Hello.World

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill