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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 122,108 reviews, last reviewed 8th Jun 2026
3288000% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service excellent customer service Great service excellent customer service Reviewed on: 8th June 2026
Bernadette O's avatar
Bernadette O

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (122108)

Easy to use, feels safe when shopping online

5
Easy to use, feels safe when shopping online Reviewed on: 1st June 2025
Magda D's avatar
Magda D

Always receives great service with paypal , I would...

5
Always receives great service with paypal , I would like to see a quicker response on the live chat though Reviewed on: 1st June 2025
Laura D's avatar
Laura D

Secure way to spread cost of purchase.

5
Very good options to spread the cost of the purchase, and everything is quite secure. Reviewed on: 1st June 2025
Simon dL's avatar
Simon dL

Good good

5
It’s ok. better than some easy to use Reviewed on: 1st June 2025
Eliza R's avatar
Eliza R

paypal credit is easy to use and is very user friend...

5
paypal credit is easy to use and is very user friendly, the app is amazing and once set up its only a few clicks to get pay in 3 Reviewed on: 1st June 2025
simon's avatar
simon

No issues, first choice

5
No issues, PayPal is my go too payment method Reviewed on: 1st June 2025
Kaine Jackson's avatar
Kaine Jackson

Customer Service Is A Dream

5
Have called Customer Service several times and the people I’ve spoken to have always been very friendly and sorted out my problem Reviewed on: 1st June 2025
David J's avatar
David J

I’ve found PayPal Credit really handy for spreading...

4
I’ve found PayPal Credit really handy for spreading the cost of bigger online purchases, especially with the 0% interest offer on anything over £99 if paid off in four months. It’s quick to set up and works seamlessly with my PayPal account, which makes checkout easy. That said, the interest rate is quite high if you don’t clear the balance in time, so it’s not ideal for long-term borrowing. I also think it’s a bit too easy to overspend when credit is just a click away. Reviewed on: 1st June 2025
Chun L's avatar
Chun L

Great customer service

5
When ever I have issues, they are quickly resolved and the customer service has been good. Also they offer great payments offers like PayPal credit with no interest and pay in 3 which is great to split large purchase costs Reviewed on: 1st June 2025
Faye R's avatar
Faye R

Overall a very good service and easy to use.

5
Overall a very good service and easy to use. Had some trouble with selling products and getting scammed but eventually PayPal refunded me for my loss. Reviewed on: 1st June 2025
Adam W's avatar
Adam W

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