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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (122135 reviews)

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4.74

Based on 122,135 reviews, last reviewed 8th Jun 2026

3289150% increase in 5 star reviews

in the past 90 days

9700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Secure online transactions and great value with the... Secure online transactions and great value with the free pay in 3 option. Reviewed on: 8th June 2026

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (122135)

Every time it’s better to use PayPal

Every time it’s better to use PayPal Reviewed on: 2nd June 2025

Awesome no issues ever , reliable

Awesome no issues ever , reliable Reviewed on: 2nd June 2025

Happy with paypal

I feel secure using PayPal especially when purchasing online and the transactions always go smoothly. The credit limit is decent and so is the 4 month interest free period Reviewed on: 2nd June 2025

Simply the best!

Great app, easy to use and navigate, excellent service and novel product offerings.. especially the Pay in 3 and 4 months interest free credit. I use it for practically all internet purchases and have no hesitation in recommending to others! I’m also hugely impressed by the security measures built into the system.. keep it up PayPal! Reviewed on: 2nd June 2025

Still waiting for a refund from a credit claim so wi...

Still waiting for a refund from a credit claim so will give feedback if and when it gets resolved. Reviewed on: 2nd June 2025

Just so easy and I know it's safe

Just so easy and I know it's safe Reviewed on: 2nd June 2025

Overall a smooth transaction with clear and simple c...

Overall a smooth transaction with clear and simple contract. Not had one issue when using PayPal Credit. Very safe and excellent company. Reviewed on: 2nd June 2025

Very helpful when needed a push on my finances

Very helpful when needed a push on my finances Reviewed on: 2nd June 2025

Positive Experience

Easy to use. If have any issues customer service sort things out straight away without any hassle. Only had a positive experience using PayPal Credit. Reviewed on: 2nd June 2025

I am extremely pleased with the services provided, a...

I am extremely pleased with the services provided, and I want to highlight how wonderful their customer service and support are. Their commitment to assisting customers truly sets them apart, and I couldn’t be happier with my experience! Reviewed on: 2nd June 2025

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