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PayPal: PayPal Credit reviews

4.90
Based on 72,381 reviews, last reviewed 16th Apr 2026
1988900% increase in 5 star reviews
in the past 90 days
5600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Got a no interest payment on a computer that I part... Got a no interest payment on a computer that I part paid for, it has been brilliant with 0 issues Reviewed on: 16th April 2026
Adam F's avatar
Adam F

Latest lowest rating:

1

Always very helpful if you have a problem ,and know... Always very helpful if you have a problem ,and know you can rely on them to help sort out if you have a problem with your product or not received your... Read more Reviewed on: 16th April 2026
Wendy Allen Downs 's avatar
Wendy Allen Downs

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (72382)

Protected purchases

5
I had problem with an electrical item, kept getting fobbed off by the company, so I raised a dispute with paypal and was refunded my money in about a week. Reviewed on: 13th June 2022

Great company

5
I always use Paypal when I can. It's easy to use, the customer service is great and the interest free offers make big purchases easier to manage. Reviewed on: 13th June 2022

Great service no worries always on point.

5
Nothing is to much always polite and professional. Reviewed on: 13th June 2022

Very good service

5
With PayPal credit I have been able to buy lots of items I wouldn’t have been able to pay in one go I love the 4months interest free Reviewed on: 13th June 2022

PayPal Credit 0% for 4 Months, 5 Stars

5
Great alternative to a credit card, I use it for purchases over £100. Reviewed on: 13th June 2022

Absolutely amazing

5
Very quick and handy service Reviewed on: 13th June 2022

Just amazing

5
I have used this to buy big items Reviewed on: 13th June 2022

Best and easy credit

5
Joined credit scheme last year and it’s just amazing, from any payments big or small I always use PayPal and cannot recommend it enough. It’s so easy to use and their payment schemes makes shopping online more fun and hassle free. Love love love Reviewed on: 13th June 2022

Trusted

5
most trusted payment metod. always using paypal if possible. Reviewed on: 13th June 2022

Best credit provider so far in 2022

5
Having excellent experience with them. It's been few years now. Never had any problems. Offers are on spot and customer service is great. Reviewed on: 13th June 2022

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