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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 137,693 reviews, last reviewed 13th Jun 2026
3996450% increase in 5 star reviews
in the past 90 days
11200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so secure and easy to use, customer servic... PayPal is so secure and easy to use, customer service staff are always very informative and helpful Reviewed on: 13th June 2026
kim frost's avatar
kim frost

Latest lowest rating:

1

You get an offer (0% interest for 4 months) on one p... You get an offer (0% interest for 4 months) on one purchase but all of your monthly payment comes off this, so you end up paying intrest on other purc... Read more Reviewed on: 13th June 2026
Victoria T's avatar
Victoria T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (137693)

I'm not really sure what else to say

5
I'm not really sure what else to say Reviewed on: 14th April 2026
Susan B's avatar
Susan B

25 years if paypal

5
Ive been with PayPal for over 25 years and its always been good to me Reviewed on: 14th April 2026
Hayley R's avatar
Hayley R

Smooth, reliable and convenient credit option

5
I’ve been using PayPal Credit for some time now and overall my experience has been very positive. It’s incredibly convenient, especially for spreading the cost of larger purchases without immediate pressure. The application process was straightforward, and I appreciate how clearly everything is explained within the app. What I like most is the flexibility it offers and how easy it is to manage payments. The interface is user-friendly, and I can always keep track of my balance and due dates without any confusion. Transactions are quick and seamless, which makes online shopping much easier. Customer support has also been helpful whenever I’ve had questions. While interest rates can be something to keep an eye on if you don’t pay on time, as long as you manage it responsibly, it’s a very useful financial tool. Overall, I would definitely recommend PayPal Credit to anyone looking for a simple and reliable way to manage their spending. Reviewed on: 14th April 2026
Jeannine J's avatar
Jeannine J

Reliable interaction.

5
Reliable interaction. Maybe try to explain more clearly to people who do not understand very well finance. Reviewed on: 14th April 2026
LD's avatar
LD

Always easy to deal with.

5
Always easy to deal with. Clear transparent and interest free options Reviewed on: 14th April 2026
Tracy S's avatar
Tracy S

Good start very help full like this

5
Good start very help full like this Reviewed on: 14th April 2026
Simonas's avatar
Simonas

Always good service and great shopping experience

5
Always good service and great shopping experience Reviewed on: 14th April 2026
Stuart s's avatar
Stuart s

Charges of payment

3
Charges are too high when you aying regularly Reviewed on: 14th April 2026
Megi's avatar
Megi

Online payments made easy

4
Paypal allows for budgeting and spreading of payments which makes life a lot easier. I tend to search for the ability to pay by Paypal with my online purchases. Reviewed on: 14th April 2026
Maria Kapari's avatar
Maria Kapari

Easy to use great online all in person absolutely am...

5
Easy to use great online all in person absolutely amazing Reviewed on: 14th April 2026
Aharon i's avatar
Aharon i

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