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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 137,751 reviews, last reviewed 13th Jun 2026
3998950% increase in 5 star reviews
in the past 90 days
11200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find that having a paypal credit comes in handy fo... I find that having a paypal credit comes in handy for everyday life expenses Reviewed on: 13th June 2026
James W's avatar
James W

Latest lowest rating:

1

You get an offer (0% interest for 4 months) on one p... You get an offer (0% interest for 4 months) on one purchase but all of your monthly payment comes off this, so you end up paying intrest on other purc... Read more Reviewed on: 13th June 2026
Victoria T's avatar
Victoria T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (137752)

Excellent.

5
Excellent. Good for collect points. Use for everyday Reviewed on: 14th April 2026
Talha S's avatar
Talha S

Spreading payments is very easy and helps me stick t...

5
Spreading payments is very easy and helps me stick to monthly spending goals Reviewed on: 14th April 2026
Derek S's avatar
Derek S

I tried it twice, all went really well

5
I tried it twice, all went really well Reviewed on: 14th April 2026
Kika's avatar
Kika

Very efficient and straightforward service

5
Very efficient and straightforward service Reviewed on: 14th April 2026
Keith M's avatar
Keith M

With PayPal help you can buy everything

5
Best help for shopping. Everything easy to do. Super help for many Reviewed on: 14th April 2026
Vaitkuniene's avatar
Vaitkuniene

Very easy, very reliable and safe, using PayPal you...

5
Very easy, very reliable and safe, using PayPal you can trust your money to be safe Reviewed on: 14th April 2026
JW's avatar
JW

Good service, easy to use would recommend

5
Good service, easy to use would recommend Reviewed on: 14th April 2026
Paul D's avatar
Paul D

Good service

5
Easy to use and helpful to up interest free Reviewed on: 14th April 2026
sharlottesimonds@hotmail.com's avatar
[email protected]

Been with PayPal for a number of years.

5
Been with PayPal for a number of years. Great deals spreading the cost. Any issues I have had purchasing abroad my money was protected and refunded. Credit credit amount to to spend too. Reviewed on: 14th April 2026
Stephen S's avatar
Stephen S

Best customer service for facility people to spend q...

5
Best customer service for facility people to spend quality time for the family Reviewed on: 14th April 2026
Mohammad 's avatar
Mohammad

Review PayPal: PayPal Credit now

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