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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,436 reviews, last reviewed 5th Jun 2026
3211000% increase in 5 star reviews
in the past 90 days
9550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I feel safe with paypal and i have had no problems w... I feel safe with paypal and i have had no problems with them. Reviewed on: 5th June 2026
Megan L's avatar
Megan L

Latest lowest rating:

1

Do not trust PayPal has your back! I made a purchase from Japan and paid using my PayPal card, I never received my order and PayPal still sided with the so called seller, closing the ca... Read more Reviewed on: 5th June 2026
Mohammed A's avatar
Mohammed A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (120436)

I have been using the PayPal for a while now and I a...

5
I have been using the PayPal for a while now and I am extremely very happy and I will recommend family and friends. Reviewed on: 28th May 2025
Sabino L's avatar
Sabino L

I love PayPal credit because it's secure and safe.

5
I love PayPal credit because it's secure and safe.And makes shopping easier without the stress of scammers Reviewed on: 28th May 2025
Chris M's avatar
Chris M

easy to use.

5
Easy to use and efficient. Very good for business to business as well. Reviewed on: 28th May 2025
Michael A's avatar
Michael A

Spot on PayPal

5
I have never had a problem with PayPal always an excellent service and offer competitive rates Reviewed on: 28th May 2025
Lee 's avatar
Lee

The guarantee cover is not as good as chargeback

3
The guarantee cover is not really as good as chargeback would be. They expect you to prove there was an issue in one case asking for an engineers report on a wine fridge that was misdescribed on a website and not actually faulty. I have no confidence they will ever pay out on the cover if there is an issue with a retailer. Reviewed on: 28th May 2025
Boo's avatar
Boo

Safe secure and ease of use service.

5
Safe secure and ease of use service.The best Reviewed on: 28th May 2025
Mr J's avatar
Mr J

PayPal Vs Bank

5
PayPal has been great, only downside is using bank is a bit safer for certain things such as games since PayPal often declines payment disputes, whereas my bank especially dealing with any scams are much more effective with dealing with disputes. PayPal credit service has been very good however compared to a bank overdraft Reviewed on: 28th May 2025
Brandon T's avatar
Brandon T

I liked the fact when you buy things on line and the...

5
I liked the fact when you buy things on line and the seller didn’t send the items and your money will be refunded Paypal has listened hear to hear your points when there is dispute between both the seller and buyer Reviewed on: 28th May 2025
Mo's avatar
Mo

Easy and flexible way to finance products and services.

5
Easy and flexible way to finance products and services. Reviewed on: 28th May 2025
Chris B's avatar
Chris B

It is handy to use paypal credit but it can be awkwa...

5
It is handy to use paypal credit but it can be awkward to get hold of someone to discuss issues if they arise. Reviewed on: 28th May 2025
Nicki W's avatar
Nicki W

Review PayPal: PayPal Credit now

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