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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,488 reviews, last reviewed 5th Jun 2026
3213250% increase in 5 star reviews
in the past 90 days
9550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The app is easy to use and keeps you up to date with... The app is easy to use and keeps you up to date with payments Reviewed on: 5th June 2026
tinathornton281@gmail.com's avatar
[email protected]

Latest lowest rating:

2

Good providing nothing goes The accounts are all good if you dont encounter any issues and need to speak to a human as all online - for example if payments get declined for secur... Read more Reviewed on: 5th June 2026
Brad's avatar
Brad
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (120488)

Useful service to pay for net and stationary purchase.

4
Useful service to pay for net and stationary purchase. Reviewed on: 28th May 2025
Michal K's avatar
Michal K

Amazing service and product when you want something...

5
Amazing service and product when you want something but can't afford straight away. Reviewed on: 28th May 2025
Dace 's avatar
Dace

Was good, very good, many good, good good

5
Was good, very good, many good, good good Reviewed on: 28th May 2025
Harry H's avatar
Harry H

I've been using for long and found easier to pay thr...

5
I've been using for long and found easier to pay through PayPal credit . Reviewed on: 28th May 2025
ANDREA NICKSON ROBINSON 's avatar
ANDREA NICKSON ROBINSON

PayPal makes it easy to make online purchases.

5
PayPal makes it easy to make online purchases. Really like the pay in 3 option. I have only had to open a dispute with a seller once and PayPal made this very easy and straight forward. Reviewed on: 28th May 2025
K G's avatar
K G

Excellent service second to none

5
I've never had a problem with PayPal and my confidence in any purchase is always greatly boosted when I see that PayPal is accepted by the vendor. On the few occasions where a problem has occurred with a purchase PayPal have always sorted it very swiftly with hardly any further involvement from myself. Reviewed on: 28th May 2025
Stuart L's avatar
Stuart L

Always been extremely helpful with managing my credi...

5
Always been extremely helpful with managing my credit and sorting out any issues Reviewed on: 28th May 2025
Harry H's avatar
Harry H

Fair Play Pal.

4
Simple to use. Good at sorting out disputes & getting your money back. Reviewed on: 28th May 2025
Paul M's avatar
Paul M

No matter how much I tried they failed me

1
I was paying voluntarily more than the min amount every month. My card linked to the payment expired and a payment (the scheduled one which is on top of the voluntary one) didn't go through. After going to my account there was no such msg and I could see any warnings or where to go to fix it (I'm a software engineer of over 20 years so if I can't figure it out then there is something wrong). I tried to open a case with them and after my 1st msg they said they need 24h to find an agent to handle me. I get a msg from the next day and they said the msg expires in 24h! I was ill in bed! Reviewed on: 28th May 2025
Vrasidas's avatar
Vrasidas

I found more quickly and easily available retail fi..

5
I found more quickly and easily available retail finance PayPal than any other provider Reviewed on: 28th May 2025
MOSHUD A's avatar
MOSHUD A

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