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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (120548 reviews)

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4.74

Based on 120,548 reviews, last reviewed 5th Jun 2026

3216000% increase in 5 star reviews

in the past 90 days

9550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fabulous In all these years with you I have nothing to reproach you for, you have been truly fabulous. Reviewed on: 5th June 2026

Latest lowest rating:

2

Good providing nothing goes The accounts are all good if you dont encounter any issues and need to speak to a human as all online - for example if payments get declined for secur... Read more Reviewed on: 5th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (120548)

Great Short Term Credit Finance Tool

I find PayPal a great way to spread costs of purchasing medium expensive items over a short period of months very useful. Reviewed on: 28th May 2025

PayPal and PayPal Credit.

I have used PayPal for many years and when I needed to make a larger purchase PayPal Credit helped me achieve this. I have regular emails regarding my account and would highly recommend Reviewed on: 28th May 2025

Great all round

Easy to use; can add multiple cards which make selecting the right payment offer simple too Reviewed on: 28th May 2025

Efficient and quick service, easy to set up and moni...

Efficient and quick service, easy to set up and monitor, with detailed guidance provided throughout. Great experience overall Reviewed on: 28th May 2025

Use it all the time, helps manage cash flow

Use it all the time, helps manage cash flow Reviewed on: 28th May 2025

PayPal is great, it makes paying online feel safer a...

PayPal is great, it makes paying online feel safer and I like the different options available such as pay in 3. Reviewed on: 28th May 2025

Simple, clear rules and easy to set up

Simple, clear rules and easy to set up Reviewed on: 28th May 2025

PayPal have always been great and provide great flex...

PayPal have always been great and provide great flexibility and payment options. Reviewed on: 28th May 2025

It’s a great way to shop and pay for goods if anythi...

It’s a great way to shop and pay for goods if anything wrong and shop won’t reply pay pal get the job done Reviewed on: 28th May 2025

Safety First

I feel safe using PayPal for my payments Reviewed on: 28th May 2025

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