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PayPal: PayPal Credit reviews

4.74
Based on 120,241 reviews, last reviewed 5th Jun 2026
3201700% increase in 5 star reviews
in the past 90 days
9600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints, never had any issues :) No complaints, never had any issues :) Reviewed on: 5th June 2026
Jessica T's avatar
Jessica T

Latest lowest rating:

1

Do not trust PayPal has your back! I made a purchase from Japan and paid using my PayPal card, I never received my order and PayPal still sided with the so called seller, closing the ca... Read more Reviewed on: 5th June 2026
Mohammed A's avatar
Mohammed A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (120241)

Flexible and budget friendly

5
Easy to use and flexible payments to suit your budget Reviewed on: 28th May 2025

Lots of credit options and good customer service.

5
Lots of different credit options, pay in 3, or interest free for 4 months. Customer service is great and if you can't find the answer you're looking for online, it's easy to speak to an actual person. Reviewed on: 28th May 2025

Easy, helpful, responsible lending.

5
Easy, helpful, responsible lending. Helped me out a few times when moneys been slightly tight but the short term interests free period keeps things in perspective and helps me make my budgeting realistic Reviewed on: 28th May 2025

Easy process.

5
Easy process. Very simple to use Reviewed on: 28th May 2025

All in all great

5
Great. Easy to use! Great rates! Great cover! Reviewed on: 28th May 2025

Excellent user friendly service, pay pay credit and...

5
Excellent user friendly service, pay pay credit and pay in 3 also very good Reviewed on: 28th May 2025

Paypal really do care

5
Paypal really do care about their customers, I have always had great experiences. Reviewed on: 28th May 2025

Everytime I've had to contact paypal ect my experien...

5
Everytime I've had to contact paypal ect my experience has been nothing but excellent and helpfull, and also quick to react Reviewed on: 28th May 2025

Fantastic customer service!

5
Fantastic customer service! Knowledgeable staff. Kind and helpful. It has always has been my experience! Reviewed on: 28th May 2025

I find PayPal very easy to use and great

5
I find PayPal very easy to use and great you can split payments over 3 months or upto 4 months interest free brilliiant Reviewed on: 28th May 2025

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