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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,196 reviews, last reviewed 5th Jun 2026
3199700% increase in 5 star reviews
in the past 90 days
9600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Is easy for me and pay later and sometimes I get off... Is easy for me and pay later and sometimes I get off of some payments Reviewed on: 5th June 2026
Mohamed 's avatar
Mohamed

Latest lowest rating:

1

Do not trust PayPal has your back! I made a purchase from Japan and paid using my PayPal card, I never received my order and PayPal still sided with the so called seller, closing the ca... Read more Reviewed on: 5th June 2026
Mohammed A's avatar
Mohammed A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (120196)

What's your excuse, not using PayPal?

5
Good way of managing my expenditure and debt. The option to buy and spread payments sometimes, interest free. PayPal credit has been a God sent, for me and the customer service/ protection are very highly recommended as monetary issues are professionally and satisfactorily dealt with. Reviewed on: 28th May 2025
Blackvikin 's avatar
Blackvikin

Very very good 100 %

5
A good review is informative, honest and detailed. Here are a few tips for writing a review: Reviewed on: 28th May 2025
Aman Saiyyad 's avatar
Aman Saiyyad

Use PayPal services regularly.

5
Use PayPal services regularly and never have a problem. Reviewed on: 28th May 2025
Zak P's avatar
Zak P

Very good service and experience

5
Very good service and experience Reviewed on: 28th May 2025
viktar k's avatar
viktar k

It's been a great financial help.

5
It's been a great financial help. The reminders for repayments and the split billing feature have been very useful to know. I always felt informed, and PayPal is always there to help. Reviewed on: 28th May 2025
John D's avatar
John D

Overall its a good experience so far.

5
Overall its a good experience so far. Excellent service Reviewed on: 28th May 2025
Hafiz Muhammad Saad Rafiq's avatar
Hafiz Muhammad Saad Rafiq

Excellent customer care

5
Had money taken out of my account once from abroad. PayPal were excellent in sorting this out for me and gave me tios on how to stop it happening again. Excellent customer care. Reviewed on: 28th May 2025
Lorraine M's avatar
Lorraine M

PayPal online payments serve me well, fast and relia...

5
PayPal online payments serve me well, fast and reliable…. So easy to make transactions with PayPal. Plus the pay in 3 payments interest free, is very smooth ,quickly and easily transactions with protection . I highly recommended it to friends and family …. Reviewed on: 28th May 2025
Miaarns 's avatar
Miaarns

Amazing service

5
My experience has been good I've had no issues and I know that if one ever occurred I can easily and quickly get it sorted Reviewed on: 28th May 2025
Happy 's avatar
Happy

Good for getting refunds

5
Easy to use. Great if there's a problem with my purchase Reviewed on: 28th May 2025
GlenM's avatar
GlenM

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