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PayPal: PayPal Credit reviews

4.90
Based on 76,844 reviews, last reviewed 19th Apr 2026
2400100% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find PayPal easy and straightforward. I find PayPal easy and straightforward. I like it protects my transactions. Reviewed on: 19th April 2026
Mandy C's avatar
Mandy C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76844)

Great company love using PayPal I'm thinking of buyi...

5
Great company love using PayPal I'm thinking of buying a mobility scooter using PayPal Reviewed on: 14th May 2024

Quick, easy check out and manageable payments.

5
Quick, easy check out and manageable payments. Reviewed on: 14th May 2024

Good service.

5
Good service. Flexible payment options. Reviewed on: 14th May 2024

I think it's good way of slowly paying off for some...

4
I think it's good way of slowly paying off for some thing you needed quickly. And I suppose it help your credit score as well Reviewed on: 14th May 2024

They always help if there are any problems and easy...

5
They always help if there are any problems and easy to talk to. Reviewed on: 14th May 2024

Excellent

5
Very good. Helps withe the putchase and pay later Reviewed on: 14th May 2024

secure, reliable and flexible

5
PayPal has been secure, reliable and when contacted give excellent service. Services are flexible and easily managed in a user friendly app Reviewed on: 14th May 2024

Great account

5
PayPal helped out hugely at son's wedding Reviewed on: 14th May 2024

Comfort and Security

5
Its amazing how easy it is to use PayPal in so many different places and its really secured as well. Reviewed on: 14th May 2024

Easy and safe to use

5
I am with PayPal for over a decade and find it easy and safe to use when shopping online, booking flights and sending money to friends and family. PayPal Credit and Pay in 3 are very handy to have. Paying for something in a different currency vis PayPal would not probably my first choice though. Reviewed on: 14th May 2024

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