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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,088 reviews, last reviewed 4th Jun 2026
3194650% increase in 5 star reviews
in the past 90 days
9550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic experience with PayPal. Fantastic experience with PayPal. Really easy to send money. Pay for things and easy to navigate app Reviewed on: 4th June 2026
James M's avatar
James M

Latest lowest rating:

1

laggy mess it's laggy and not clear at the nest of times Reviewed on: 4th June 2026
Jwhiting's avatar
Jwhiting
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (120088)

Good but could be better.

4
PayPal was really great a while back. The customer service has gone down and the app while filling in forms is not great at all. I always lose information I've filled in forms. It can be a very challenging experience. Reviewed on: 27th May 2025
vicmuts's avatar
vicmuts

excellent service

5
I'm extremely happy with PayPal service. I'm using it for 6 years now andI don't have any issues. Reviewed on: 27th May 2025
Maria D's avatar
Maria D

PayPal credit was one of the 1st offering options to...

4
PayPal credit was one of the 1st offering options to split payment up to 4 for a “normal” purchases and still one of the best. Reviewed on: 27th May 2025
Rebecca G's avatar
Rebecca G

Good hand

5
Very easy and convenient to use.I would recommend my friends family.It’s very safe to purchase anything online. I have been using it for 5 years now.Never had any issues.and costumer service is also very good. Reviewed on: 27th May 2025
Riyat Rai's avatar
Riyat Rai

Very simple to use and follow.

5
Very simple to use and follow. It’s clear and concise Reviewed on: 27th May 2025
MA's avatar
MA

Very effective in all means.

5
Very effective in all means. I am very satisfied. Reviewed on: 27th May 2025
Om 's avatar
Om

PayPal Credit is a solid option for those who freque...

5
PayPal Credit is a solid option for those who frequently use PayPal and want the flexibility of a digital line of credit. The application process is quick, and integration with the PayPal checkout system makes it very convenient for online shopping. Reviewed on: 27th May 2025
Umair irfan's avatar
Umair irfan

PayPal as l make life more comfortable .

5
PayPal as l make life more comfortable . It makes our more confidence when we use PayPal for shopping . Because we are sure where our money goes . And when we are short in money , it gives us chance to do our wishes . Reviewed on: 27th May 2025
Mohammadreza Hadjibashi 's avatar
Mohammadreza Hadjibashi

Easy and plesant.

5
Easy and plesant. I hope to see a little bit less interest. Reviewed on: 27th May 2025
Mario I's avatar
Mario I

Top stuff!

5
Top stuff! Helps with budgeting and purchasing things I need when I need them. Reviewed on: 27th May 2025
Peter B's avatar
Peter B

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