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PayPal: PayPal Credit reviews

4.90
Based on 77,165 reviews, last reviewed 19th Apr 2026
2430600% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

so easy to use, just love using paypal plus so easy to use, just love using paypal plus Reviewed on: 19th April 2026
Phil Border's avatar
Phil Border

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77165)

Easy to use app

5
I find using the app very easy and straightforward. Reviewed on: 15th May 2024

PayPal Credit has your back and makes buying easy pe...

5
PayPal Credit has your back and makes buying easy peasy!!! Reviewed on: 15th May 2024

4 months interest free on purchases over 100 quid ha...

4
4 months interest free on purchases over 100 quid has helped me out innumerable times! Reviewed on: 15th May 2024

Excellent all around.

5
Excellent all around. Flexibility at its best and app is very easy to use. Reviewed on: 15th May 2024

pay pal 4 life

5
5 star service always there when you pay online Reviewed on: 15th May 2024

Secure reliable transactions, .

5
Secure reliable transactions, extra financial credit when needed, easy payments Reviewed on: 15th May 2024

Excellent service

5
Excellent service, easy to send money and I like to pay with it always Reviewed on: 15th May 2024

Ok thanks soo much I am happy with...

5
Ok thanks soo much I am happy with PayPal Reviewed on: 15th May 2024

spectacular

5
I rely a lot on my PayPal credit for all my online purchases Reviewed on: 15th May 2024

PayPal is an absolutely fabulous pay service and Pay...

5
PayPal is an absolutely fabulous pay service and PayPal credit has helped me so much with purchases that I have needed to make. The repayments are great also. And the customer service is 100% Reviewed on: 15th May 2024

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