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PayPal: PayPal Credit reviews

4.74
Based on 119,593 reviews, last reviewed 4th Jun 2026
3172150% increase in 5 star reviews
in the past 90 days
9350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love it, never had any issues! Love it, never had any issues! Always really easy to use Reviewed on: 4th June 2026
sara's avatar
sara

Latest lowest rating:

2

Not good - hidden fees and interest rates. Not good - hidden fees and interest rates. Also not very clear layout. Reviewed on: 4th June 2026
Merita osmani's avatar
Merita osmani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119593)

Always very helpfull,and nothing is too much bother

5
Always very helpfull,and nothing is too much bother Reviewed on: 27th May 2025

Easy to apply for credit to buy things you would lik...

5
Easy to apply for credit to buy things you would like at the moment and pay back later providing good life satisfaction Reviewed on: 27th May 2025

The best about!

5
Excellent, nothing more needed to say! Reviewed on: 27th May 2025

4 months interest free options

5
When 4 months interest free is available and not available. I don’t understand. I bit more clarity on this would be helpful Reviewed on: 27th May 2025

I use paypal for all my purchases when they are an o...

5
I use paypal for all my purchases when they are an option because it gives me peace of mind that my consumer rights will be protected. Reviewed on: 27th May 2025

PayPal offers easy and great credit options.

5
PayPal offers easy and great credit options. It is easy and clear to manage through the app, and you are given regular and accessible support, unlike other credit companies. Reviewed on: 27th May 2025

Never had any problems, everything is set out to see...

5
Never had any problems, everything is set out to see on the app Reviewed on: 27th May 2025

Easy to use and work with .

5
Easy to use and work with . The extended repayment periods help spread the cost of purchases. Reviewed on: 27th May 2025

Great service and excellent for every occasion

5
Great service and excellent for every occasion Reviewed on: 27th May 2025

100% positive experience.

5
100% positive experience. Supportive, prompt and safe. I trust paypal above all others. Reviewed on: 27th May 2025

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