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PayPal: PayPal Credit reviews

4.74
Based on 119,532 reviews, last reviewed 3rd Jun 2026
3169300% increase in 5 star reviews
in the past 90 days
9350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and excellent service . Very good and excellent service . Reviewed on: 3rd June 2026
Willie m's avatar
Willie m

Latest lowest rating:

1

Paypal is best Well my cards wont work but i love paypal Reviewed on: 3rd June 2026
Luvvelybunniii's avatar
Luvvelybunniii

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119532)

Have had good experience with PayPal, any issues hav...

5
Have had good experience with PayPal, any issues have been resolved quickly Reviewed on: 27th May 2025

Very convenient way to transfer money to a family me...

5
Very convenient way to transfer money to a family member or a friend. Options for shopping and paying in instalments. Reviewed on: 27th May 2025

I have account in PayPal for long-term and evry day...

5
I have account in PayPal for long-term and evry day they're better. Reviewed on: 27th May 2025

All smooth and safe.

5
All smooth and safe. haven't had issues with them. Reviewed on: 27th May 2025

PP helps me out by giving me credit for expenses.

5
PP helps me out by giving me credit for expenses. I can either pay each month for 3 months or longer. Reviewed on: 27th May 2025

It has been a great experience for PayPal to be able...

5
It has been a great experience for PayPal to be able to offer pay plans credit for people to buy or plan on pay later option for a family trip. Reviewed on: 27th May 2025

I have always used paypal when I buy something onlin...

5
I have always used paypal when I buy something online its very safe and easy to make transactions Reviewed on: 27th May 2025

Use PayPal every chance I get, annoyed when it’s not...

5
Use PayPal every chance I get, annoyed when it’s not a checkout option. Plenty of options to pay in phases, access quick credit and for organising group payment which is huge with the team sport I’m apart of Reviewed on: 27th May 2025

Has allowed me to pay back at a rate i can afford wi...

5
Has allowed me to pay back at a rate i can afford without paying to much in interest Reviewed on: 27th May 2025

Paypal credit have helped me get back on my feet

5
Paypal credit have helped me get back on my feet and find financial security after a particularly difficult time in my life leaving an abusive relationship. I can't fault them for how simple and easy to use everything is, as well as clearly explained. I've had great support off paypal in the past and would recommend them to anyone in a situation like mine. Reviewed on: 27th May 2025

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