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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 119,613 reviews, last reviewed 4th Jun 2026
3173050% increase in 5 star reviews
in the past 90 days
9350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service support Excellent customer service support Reviewed on: 4th June 2026
Angela Y's avatar
Angela Y

Latest lowest rating:

2

Not good - hidden fees and interest rates. Not good - hidden fees and interest rates. Also not very clear layout. Reviewed on: 4th June 2026
Merita osmani's avatar
Merita osmani
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (119613)

Since using PayPal I've never been more secure.

5
Since using PayPal I've never been more secure with transactions and being reassured for protection against fraud and reimbursement for purchases that aren't up to the correct details/damaged or simply not as described., using PayPal is simple, quick and easy for anyone and highly reccomend for anyone using online purchases., plus they give you a credit allowance which is nicely divided by a selection you choose with no interest fee depending on how quick you pay it back but it is manageable and handy. Reviewed on: 27th May 2025
Kodie M's avatar
Kodie M

Simple and easy.

5
Simple and easy. Suits our purchases Reviewed on: 27th May 2025
s.oxborough@icloud.com's avatar
[email protected]

It’s generally been good and is competitive compared...

3
It’s generally been good and is competitive compared to borrowing else where Reviewed on: 27th May 2025
Anonymous 's avatar
Anonymous

Safe and secure transactions!

5
I always feel my payments are secure when I pay using PayPal. Also the 3 monthly instalments and the 4 months interest free credit has really helped me on several occasions when I have needed to buy higher priced items and I’ve not had a great wage that month. It’s simple to pay back using the app and the reminders come in plenty of time. I’ve also used it to send and receive money to friends and family. It’s better than any credit card! Reviewed on: 27th May 2025
Pennybt's avatar
Pennybt

Never had an issue, very well ran

5
Never had an issue, very well ran Reviewed on: 27th May 2025
JP's avatar
JP

Great for all use of paying online and feels nice an...

4
Great for all use of paying online and feels nice and secure.the only disappointment I had was having my credit limit reduced to a level that limits a lot of use. Especially if I want the added protection pay pal offers. Reviewed on: 27th May 2025
Nick H's avatar
Nick H

Nice functionality and easy to use

5
Nice functionality and easy to use Reviewed on: 27th May 2025
Nitin's avatar
Nitin

it's excellent, good service at a decent price

5
it's excellent, good service at a decent price Reviewed on: 27th May 2025
Daz Pearce's avatar
Daz Pearce

Paypal Credit has greatly helped me manage my finance.

5
Paypal Credit has greatly helped me manage my finance. I have recommended this to all my friends and family. Reviewed on: 27th May 2025
JL's avatar
JL

Always supportive :)

5
Always supportive when needed in times of trouble Reviewed on: 27th May 2025
Petrina D's avatar
Petrina D

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