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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 119,644 reviews, last reviewed 4th Jun 2026
3174550% increase in 5 star reviews
in the past 90 days
9350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

paypal has great customer service it has good offers... paypal has great customer service it has good offers especially on the paypal+ debit card offers page although took me a while to understand how it wo... Read more Reviewed on: 4th June 2026
Rosie Ballard's avatar
Rosie Ballard

Latest lowest rating:

2

Not good - hidden fees and interest rates. Not good - hidden fees and interest rates. Also not very clear layout. Reviewed on: 4th June 2026
Merita osmani's avatar
Merita osmani
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (119644)

Use PayPal every chance I get, annoyed when it’s not...

5
Use PayPal every chance I get, annoyed when it’s not a checkout option. Plenty of options to pay in phases, access quick credit and for organising group payment which is huge with the team sport I’m apart of Reviewed on: 27th May 2025
AZZA 's avatar
AZZA

Has allowed me to pay back at a rate i can afford wi...

5
Has allowed me to pay back at a rate i can afford without paying to much in interest Reviewed on: 27th May 2025
Richard l's avatar
Richard l

Paypal credit have helped me get back on my feet

5
Paypal credit have helped me get back on my feet and find financial security after a particularly difficult time in my life leaving an abusive relationship. I can't fault them for how simple and easy to use everything is, as well as clearly explained. I've had great support off paypal in the past and would recommend them to anyone in a situation like mine. Reviewed on: 27th May 2025
Cai C's avatar
Cai C

An easy, no fuss way to spread payments over a few p...

5
An easy, no fuss way to spread payments over a few pay packets. Reviewed on: 27th May 2025
Nev T's avatar
Nev T

Great, honest fair and safe.

5
Pay pal have a very good reputation for honesty and fairness. Their rates are superb with no hidden extras. PayPal dl exactly what the advertise. It's a no trainer to use them as all transactions are safe and secure. Reviewed on: 27th May 2025
Rosie 's avatar
Rosie

Easy to use.

5
Easy to use. Gives you extra protection when shopping online Reviewed on: 27th May 2025
Hanna E's avatar
Hanna E

PayPal Credit

5
Never experienced any problems. Quick and simple to use. Reviewed on: 27th May 2025
Kim S's avatar
Kim S

always had best experience and good deals on credit...

5
always had best experience and good deals on credit love it. Reviewed on: 27th May 2025
Chann's avatar
Chann

Helpful for credit

5
It has helped me be able to pay for something that had broken and I would have been unable to afford. The credit has helped me with this and the 0% interest is fantastic. Reviewed on: 27th May 2025
Hannah J's avatar
Hannah J

PayPal, a genuine review

5
I've been using PayPal for a few years now, and I've no complaints at all. I started using the pay in 3 first, then got a credit account, which is easily manageable. I would definitely recommend PayPal to anyone wanting to start building their credit rating. Reviewed on: 27th May 2025
Sarah M's avatar
Sarah M

Review PayPal: PayPal Credit now

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