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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (119664 reviews)

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4.74

Based on 119,664 reviews, last reviewed 4th Jun 2026

3175350% increase in 5 star reviews

in the past 90 days

9400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I love the pay in 3 option that i can use, it is rea... I love the pay in 3 option that i can use, it is realy helpful. Reviewed on: 4th June 2026

Latest lowest rating:

1

DONT protect my purchase/money. Say they protect your money/purchase.This however is not my experience.When using PayPal to purchase a item that never arrived, ive been told paypal c... Read more Reviewed on: 4th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119664)

Easy to use

Accepted everywhere and easy to manage Reviewed on: 13th June 2022

Easy

PayPal credit makes paying for large orders manageable. I don’t even use my credit card because PayPal credit allows me to pay back over four months no interest! Reviewed on: 13th June 2022

Good

I will recommend it to everyone Reviewed on: 13th June 2022

Paypal is safe and quick

You can buy pay 3 plan with no intersest! Reviewed on: 13th June 2022

Just Works and 0%

Just works and 0% for 4 months is perfect for those little bit bigger purchases Reviewed on: 13th June 2022

Great Service

The Paypal credit service is truly amazing. I use it a lot as the 0% interest over 4 months which is great. Reviewed on: 13th June 2022

Convenient

A useful line of credit with a manageable credit limit Reviewed on: 13th June 2022

PAYPAL CREDIT

It really helps with payments and spreading costs over 4 months with no interest. It’s very good and convenient. PayPal customer service very accommodating and easy going too! Reviewed on: 13th June 2022

Easy and fast

Easy and Quick to use, very handy Reviewed on: 13th June 2022

excellent great business

Just simply awesome, it's easy to use and very trustworthy. you can buy crypto, cash balance or credit its as easy as 123. Reviewed on: 13th June 2022

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