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PayPal: PayPal Credit reviews

4.74
Based on 119,879 reviews, last reviewed 4th Jun 2026
3185000% increase in 5 star reviews
in the past 90 days
9500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has been so easy for me to use for years an t... PayPal has been so easy for me to use for years an that means I can always count on it for all kinds of purchases k make Reviewed on: 4th June 2026
Mery's avatar
Mery

Latest lowest rating:

1

Not a credit card - not covered by credit card rules! The interest rate is really high. They are not a credit card so paying back the funds used is really difficult. When you speak to the staff on the pho... Read more Reviewed on: 4th June 2026
Mrs Wilson's avatar
Mrs Wilson

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119879)

Giving even more choice!

5
PayPal Credit is so helpful in providing an alternative way to pay for goods. As a long-time user of PayPal, this option gives me more choice at the checkout, using a brand I can trust. PayPal have been top of their game for so long, they are the obvious choice for credit. Reviewed on: 27th May 2025

Fantastic app and a great service

5
Customer service is always responsive and the app itself is very user friendly. I can honestly say I have never had any issues in over 5 years both in local and foreign currency transactions I would highly recommend to others. Reviewed on: 27th May 2025

Never had a problem.

5
Never had a problem with any transaction, payments etc. Reviewed on: 27th May 2025

An easy and painless process.

5
An easy and painless process. Responsive Reviewed on: 27th May 2025

Just great overall with all the offers it gives u an...

5
Just great overall with all the offers it gives u and very useful app and easy to work Reviewed on: 27th May 2025

Overall excellent, especially when external problems...

5
Overall excellent, especially when external problems occur Reviewed on: 27th May 2025

Happy time with spending money.

5
Happy time with spending money. Thanks for that :) Reviewed on: 27th May 2025

Just always handy, before payday

5
Just always handy, before payday Reviewed on: 27th May 2025

easy to use and safe and secure to use online

5
easy to use and safe and secure to use online Reviewed on: 27th May 2025

Easy, flexible, transparent.

5
Easy, flexible, transparent. This is a great service for getting that extra bit of leeway when you need it. Reviewed on: 27th May 2025

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