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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (119934 reviews)

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4.74

Based on 119,934 reviews, last reviewed 4th Jun 2026

3187600% increase in 5 star reviews

in the past 90 days

9500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always reliable withe excellent app Always reliable withe excellent app Reviewed on: 4th June 2026

Latest lowest rating:

1

Not a credit card - not covered by credit card rules! The interest rate is really high. They are not a credit card so paying back the funds used is really difficult. When you speak to the staff on the pho... Read more Reviewed on: 4th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119934)

I have been using PayPal for years and have never ha...

I have been using PayPal for years and have never had an issues. The app is secure, efficient and very useful. Reviewed on: 27th May 2025

The only part of PayPal i dont like is the PayPal cr...

The only part of PayPal i dont like is the PayPal credit. The way the credit works, with the transactions expiring is all very confusing and should be made clear for people Reviewed on: 27th May 2025

Make the intrest free more that 4months

I think PayPal is a great service and secure… however I feel like if the service for PayPal credit was 0% intrest for more that 4 months that would be a much bigger help for people who wish to make bigger value purchases Reviewed on: 27th May 2025

It is just so simple and in a world where everything...

It is just so simple and in a world where everything on line is so long winded its quite refreshing! Reviewed on: 27th May 2025

PayPal Credit for the things that cannot wait

PayPal Credit is convenient for purchasing the things in life that cannot wait. My wife and I recently found out that we were expecting our first child, so used PayPal Credit to buy the necessities. Reviewed on: 27th May 2025

Never a problem eith PayPal accepted online everywhere.

Never a problem eith PayPal accepted online everywhere. Reviewed on: 27th May 2025

Availablity

Having Paypal credit makes checking out so much easier some vendors may offer their own finance options but having a one for all solution just saves time. Reviewed on: 27th May 2025

PayPal the best money provider

PayPal has been exceptionally helpful when I have had issues with purchases and just general communication. The staff are so supportive and nothing is too much trouble. Reviewed on: 27th May 2025

Great easy to use app on lots of platforms

Great easy to use app on lots of platforms Reviewed on: 27th May 2025

Easy to use and convenient, integrated now to lots o...

Easy to use and convenient, integrated now to lots of online vendors which makes it easier to purchase Reviewed on: 27th May 2025

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