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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76907 reviews)

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4.90

Based on 76,907 reviews, last reviewed 19th Apr 2026

2406100% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I think using PayPal is quick, efficient and easy. I think using PayPal is quick, efficient and easy. Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76907)

Easy to use and a convenient way top pay for stuff t...

Easy to use and a convenient way top pay for stuff to spread cost or payoff when you want. Reviewed on: 13th May 2024

Very good for credit options, always have 0% over fo...

Very good for credit options, always have 0% over four months offer or the pay in 3 over £30 Reviewed on: 13th May 2024

PayPal credit is easy to use and has helped me plan...

PayPal credit is easy to use and has helped me plan trips and events better without worrying too much about up front costs of things Reviewed on: 13th May 2024

Competitive rate and purchaser protection

Competitive rate and purchaser protection Reviewed on: 13th May 2024

Brilliant to use for emergency items, Christmas gift...

Brilliant to use for emergency items, Christmas gifts and the odd treat. Reviewed on: 13th May 2024

There when needed when struggling and need help

There when needed when struggling and need help Reviewed on: 13th May 2024

Great credit facility

0% on all purchases above £99 for 4 months is just brilliant Reviewed on: 13th May 2024

I've found it helpful with big purchases

I've found it helpful with big purchases Reviewed on: 13th May 2024

Fast and easy.

Fast and easy. I never had a problem with PayPal Credit. Reviewed on: 13th May 2024

Pay pal credit is quick and easy I’ve had a good exp...

Pay pal credit is quick and easy I’ve had a good experience. Reviewed on: 13th May 2024

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