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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77024 reviews)

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4.90

Based on 77,024 reviews, last reviewed 19th Apr 2026

2416900% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I trust Paypal Never had a problem when using PayPal, and if there was a problem, you can talk with an agent and explain it to them rather than a Bot who doesnt unde... Read more Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77024)

Easy to use.

Easy to use. Excellent service. Interest free credit Reviewed on: 14th May 2024

PayPal is consistently outstanding

I have used PayPal since it was first introduced to the UK. Any issue I have had with a seller has been resolved quickly. Very easy to use. Reviewed on: 14th May 2024

It's easy and convenient.

It's easy and convenient. It allows me to buy things without worrying about forgetting payments or interest. Reviewed on: 14th May 2024

Reliable and quick.

Reliable and quick. I have never had an issue with PayPal Credit. Reviewed on: 14th May 2024

The app is simple to use.

The app is simple to use. Easily navigated. It clearly shows how much I can borrow and what I owe. Sensible options are offered for borrowers and I like that I can pay off debt early. Reviewed on: 14th May 2024

Easy to use - customer service is great service all...

Easy to use - customer service is great service all the time I get help Reviewed on: 14th May 2024

Service has always been prompt, clear and exemplary

Service has always been prompt, clear and exemplary Reviewed on: 14th May 2024

It’s useful and convenient and with a brand that i t...

It’s useful and convenient and with a brand that i trust. Reviewed on: 14th May 2024

Good online shoppings.

It is good for buying gadgets and other internet shoppings. However PayPal should offer their own physical cards plus protection. Reviewed on: 14th May 2024

Excellent service.

Excellent service. Provides added layer of security for paying vendors by hiding my card details. That's why I always ask before paying for goods if I could pay by paypal.. another reason is that it allows me to spread the cost over 4 months interest free which is an added bonus. Reviewed on: 14th May 2024

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