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PayPal: PayPal Credit reviews

4.74
Based on 120,088 reviews, last reviewed 4th Jun 2026
3194650% increase in 5 star reviews
in the past 90 days
9550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic experience with PayPal. Fantastic experience with PayPal. Really easy to send money. Pay for things and easy to navigate app Reviewed on: 4th June 2026
James M's avatar
James M

Latest lowest rating:

1

laggy mess it's laggy and not clear at the nest of times Reviewed on: 4th June 2026
Jwhiting's avatar
Jwhiting

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (120088)

The best credit provider.

5
The best credit provider. Never let me down Reviewed on: 27th May 2025

I have been using PayPal for over ten years and have...

5
I have been using PayPal for over ten years and have found it to be a very useful platform both for paying for things and transferring money Reviewed on: 27th May 2025

Easy to use and available to use on wide selection o...

4
Easy to use and available to use on wide selection of retailers Reviewed on: 27th May 2025

Feel secure using PayPal.

5
Feel secure using PayPal. Love the pay in 3 option Reviewed on: 27th May 2025

Paypal never dissapoints they always provide me with...

5
Paypal never dissapoints they always provide me with the option to buy and have got me some times. Reviewed on: 27th May 2025

Good company.

5
Good company. Great flexibility & easy access to use when it matters. Reviewed on: 27th May 2025

Very helpful customer service, good rates and very c...

5
Very helpful customer service, good rates and very convenient. Reviewed on: 27th May 2025

Always use PayPal.

5
Always use PayPal. Have always found them to be efficient secure and if you have any problems the customer service is excellent when you call them Reviewed on: 27th May 2025

Easy to use and manage.

5
Easy to use and manage. I have been able to trust that my transactions are secured and safe. There is a wide availability with merchants Reviewed on: 27th May 2025

Easy to apply and flexible payment plans

4
Easy to apply and flexible payment plans Reviewed on: 27th May 2025

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