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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181083)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use, very efficient and reliable.

5
Easy to use, very efficient and reliable. Reviewed on: 14th July 2026

Safest app to purchase online

5
Such a secure app, I never every worry ehen I do an online payment Reviewed on: 14th July 2026

I think PayPal provides an excellent service in whic...

5
I think PayPal provides an excellent service in which I have no complaints, all transactions have been padded on time . Reviewed on: 14th July 2026

Quick easy and straight farward

5
Quick easy and straight farward Reviewed on: 14th July 2026

Paying not always clear

4
Don't like if you want to lay something off it will take the one that's finishing first. Makes it complicated. Apart from that easy transaction. Reviewed on: 14th July 2026

Great Good Goodera Goodest Goodi

5
Great Good Reviewed on: 14th July 2026

Ability to stretch higher payments into set monthly...

5
Ability to stretch higher payments into set monthly amounts is very helpful. Especially in today's financial climate. Reviewed on: 14th July 2026

Great service, I appreciate the speed and the conven...

5
Great service, I appreciate the speed and the convenience Reviewed on: 14th July 2026

Fantastic to have some interest free payment options...

5
Fantastic to have some interest free payment options to pay for some luxuries over few payments and easy to use. Reviewed on: 14th July 2026

Love it so star all day long

5
Used paypal for years never ever had any issues love it it's helped me a hell of alot to afford to by the things I need Reviewed on: 14th July 2026

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