Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 77,336 reviews, last reviewed 19th Apr 2026
2446800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience I’ve had a good experience using PayPal Credit. It’s easy to use, integrates smoothly with PayPal at checkout, and helps spread the cost of purchases.... Read more Reviewed on: 19th April 2026
Easter E's avatar
Easter E

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (77336)

Always a good go to option and easy pay in...

5
Always a good go to option and easy pay in three Reviewed on: 14th May 2024

Never had issues and if have a general question it i...

5
Never had issues and if have a general question it is easy to contact and get an answer Reviewed on: 14th May 2024

PayPal 3 month payback deal.

5
I was able to spread the cost of my purchases over 3 months with the option to pay earlier if I wanted to. In addition, I received a £20! discount off my bill for opting to use the plan with PayPal. Fantastic offer and a no brainer. Reviewed on: 14th May 2024

I think the buy now pay in 4 is excellent and I will...

5
I think the buy now pay in 4 is excellent and I will continue to use it Reviewed on: 14th May 2024

Good experience so far paypal is accepted by most we...

5
Good experience so far paypal is accepted by most websites Reviewed on: 14th May 2024

App is always easy to use

5
Always easy to use - can check bills & transactions really easily on the app which makes life a lot easier Reviewed on: 14th May 2024

Excellent service when buying online

5
Excellent service when buying online Reviewed on: 14th May 2024

I am very happy with PayPal.

5
I am very happy with PayPal.It helps me frequent purchases and gives me "breath" in difficult times Reviewed on: 14th May 2024

Good for borrowing money without interest straight a...

4
Good for borrowing money without interest straight away Reviewed on: 14th May 2024

Good to buy now and to pay monthly with 0...

5
Good to buy now and to pay monthly with 0 APR Reviewed on: 14th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review