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PayPal: PayPal Credit reviews

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4.90
Based on 76,872 reviews, last reviewed 19th Apr 2026
2402800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant as always very safe, quick service and exc... Brilliant as always very safe, quick service and excellent customer service should you have a query Reviewed on: 19th April 2026
Smcs's avatar
Smcs

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76872)

Live it, so reliable and fast.

5
Live it, so reliable and fast. We'll done Reviewed on: 13th May 2024
Patrik Z's avatar
Patrik Z

PayPal is easy to use and understand!

5
I've been using PayPal for over 5 years now and it's helped me with buying things online and sending money to friends and family. PayPal credit has helped me be able to afford things that aren't normally possible for me to get and they have made it very easy to understand. Reviewed on: 13th May 2024
Charlies's avatar
Charlies

Thanks paypal

5
I’ve been using PayPal credit for a few months and it’s helped me pay for groceries (using the curve card) and helped me by getting my disabled mother get to and from the hospital aswell as getting me to work. Reviewed on: 13th May 2024
Dbra's avatar
Dbra

Need to improve payment processing

5
All is fine but they need to improve payment method like others credit when we make payment at the same time payment reflect in credit account they received the payment Reviewed on: 13th May 2024
Usman Shafiq's avatar
Usman Shafiq

Satisfaction

5
Very satisfied with the service. I'm always prompted when payment is due although there's minimum payment in place. It really helps me budget Reviewed on: 13th May 2024
Kes Bee's avatar
Kes Bee

Fast, simple and easy to use.

5
Fast, simple and easy to use. Makes managing your money effortless. Reviewed on: 13th May 2024
sidney 's avatar
sidney

I like to use PayPal credit as it gives me peace of...

5
I like to use PayPal credit as it gives me peace of mind when purchasing products, knowing that I am covered if anything goes wrong. I also like to use PayPal as it keeps my own personal details safe from any would be scams or scammers. Reviewed on: 13th May 2024
Gail P's avatar
Gail P

First class

5
Ease of use makes it my number 1 choice of payments Reviewed on: 13th May 2024
Glen C's avatar
Glen C

Good payment options!!

5
Have used PayPal for many years, some good features and options for purchasing Reviewed on: 13th May 2024
Tomliw's avatar
Tomliw

Excellent

5
0% interest over £99 for 4 months on most websites. Amazing Reviewed on: 13th May 2024
Yk Nver 's avatar
Yk Nver

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