Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (120345 reviews)

View other PayPal products

4.74

Based on 120,345 reviews, last reviewed 5th Jun 2026

3206750% increase in 5 star reviews

in the past 90 days

9550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Efficient and fast way to make purchases Easy and Efficient way to make purchases without the hassle of manually inputting my information. Having the option to choose PayPal pay in 3 or Paypa... Read more Reviewed on: 5th June 2026

Latest lowest rating:

1

Do not trust PayPal has your back! I made a purchase from Japan and paid using my PayPal card, I never received my order and PayPal still sided with the so called seller, closing the ca... Read more Reviewed on: 5th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (120345)

So easy to use

Very good, easy to use, and lots of places online that accept them. Convinced my partner to use thembtoo Reviewed on: 27th May 2025

PayPal credit, is very helpful!

PayPal credit, is very helpful! And they also allow 3-4months to pay it back, so I can’t complain really, just wish more places could accept PayPal as a payment method Reviewed on: 27th May 2025

PayPal pay in 3 is very useful.

I really Like Paypal pay in 3. It helps me budget for other expenses during the month without the worry. I have used PayPal Credit in the past and it has been helpful but the credit limit is set very low. Overall though I recommend PayPal for its ease of use and features. Reviewed on: 27th May 2025

Financial freedom

purchased AirPods with PayPal credit for the first time and it’s been way better to manage my money- seems daunting having to spend so much in one go so this is definitely the better way! Reviewed on: 27th May 2025

Great service

Always good experience using Paypal Reviewed on: 27th May 2025

Have had no real issues, it’s easy to use and very t...

Have had no real issues, it’s easy to use and very transparent. Reviewed on: 27th May 2025

Great easy to use love the service

Great easy to use love the service Reviewed on: 27th May 2025

emergency backup

i like it, helped me out when i needed as it's a good backup if ever Reviewed on: 27th May 2025

Easy to use and quick to access.

Easy to use and quick to access. Simple transaction every time Reviewed on: 27th May 2025

PayPal credit has so much more options on how to pay...

PayPal credit has so much more options on how to pay excellent weather you want to pay straight off or 3 moths or longer it’s up to you Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.69 from 172 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 57029 reviews
Payments
from PayPal 4.74 from 3726 reviews
Credit card
from PayPal 4.70 from 86 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub