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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (120279 reviews)

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4.74

Based on 120,278 reviews, last reviewed 5th Jun 2026

3203400% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Stress free Never had any problems, always satisfied with results when communicating Reviewed on: 5th June 2026

Latest lowest rating:

1

Do not trust PayPal has your back! I made a purchase from Japan and paid using my PayPal card, I never received my order and PayPal still sided with the so called seller, closing the ca... Read more Reviewed on: 5th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (120279)

A helping hand

Easy to use , and great to spread the cost of living. Every little helps as someone says!! Reviewed on: 27th May 2025

Pay Pay has become more.

Pay Pay has become more. When I'm short on cash for an expensive purchase, I can now spread it interest free for 4 months sometimes 12. I can also pay in 3 payments again giving me a choice for budget. I used it to buy tyres at a well known fitting centre this week! Reviewed on: 27th May 2025

Best app!

Best app! Reliable banking and fraud protection! Reviewed on: 27th May 2025

Perfect for budgeting.

When I need to spread my costs Paypal is very convenient. Reviewed on: 27th May 2025

I am so happy with PayPal highly recommended

I am so happy with PayPal highly recommended Reviewed on: 27th May 2025

Needed credit, applied, got it, spent it.

Needed credit, applied, got it, spent it. Paying it back. Reviewed on: 27th May 2025

Trustworthy, easy to use payment option

I’ve used PayPal credit for many years now and found it to be very helpful as a back up. I trust PayPal, it’s very easy to use and compatible with most online retailers I buy from. Reviewed on: 27th May 2025

Have used pay in 3 and Paypal credit so simple and e...

Have used pay in 3 and Paypal credit so simple and easy to use painless buying and safe Reviewed on: 27th May 2025

Simply the best

PayPal has been there for me everyday simply the best in making purchases on eBay also transferring money to friends and family Reviewed on: 27th May 2025

Best Pal

PayPal is excellent overall and I’ve been using for years now. PayPal credit comes to rescue when you like to spread your cost across few months. Reviewed on: 27th May 2025

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