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PayPal: PayPal Credit reviews

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4.90
Based on 77,098 reviews, last reviewed 19th Apr 2026
2424200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using PayPal for a decade and I don't have... I've been using PayPal for a decade and I don't have any issues, it works very well and thank you PayPal credit. Reviewed on: 19th April 2026
Dee's avatar
Dee

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77098)

Service has always been prompt, clear and exemplary

5
Service has always been prompt, clear and exemplary Reviewed on: 14th May 2024
SD's avatar
SD

It’s useful and convenient and with a brand that i t...

5
It’s useful and convenient and with a brand that i trust. Reviewed on: 14th May 2024
Hannah 's avatar
Hannah

Good online shoppings.

4
It is good for buying gadgets and other internet shoppings. However PayPal should offer their own physical cards plus protection. Reviewed on: 14th May 2024
Faizan's avatar
Faizan

Excellent service.

5
Excellent service. Provides added layer of security for paying vendors by hiding my card details. That's why I always ask before paying for goods if I could pay by paypal.. another reason is that it allows me to spread the cost over 4 months interest free which is an added bonus. Reviewed on: 14th May 2024
m ali's avatar
m ali

Great customer service .

5
Called to customer service help liine and consultat advised and sort out my case very qickly. Thank you Reviewed on: 14th May 2024
Agata S's avatar
Agata S

Great to use been using for well over a year now and...

5
Great to use been using for well over a year now and never had any issues always can rely on smooth and safe transactions, PayPal credit is great too aloud me to do a lot more stuff than I would’ve been able to without it and it’s a very fair way of a credit card Reviewed on: 14th May 2024
Isaac J's avatar
Isaac J

I am happy with credit card services offering intere...

5
I am happy with credit card services offering interest free credit for 3 months Reviewed on: 14th May 2024
Harvindar Singh Bammbra 's avatar
Harvindar Singh Bammbra

I am using it at most of my big purchases and paying...

5
I am using it at most of my big purchases and paying back it's so easy. Reviewed on: 14th May 2024
Muresan Simi's avatar
Muresan Simi

Very good service

5
Very good service and easy to use. Reviewed on: 14th May 2024
Faith Roots's avatar
Faith Roots

So simple and easy to use

5
So simple and easy to use as help me and my family a lot thanks Reviewed on: 14th May 2024
Kier D's avatar
Kier D

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