Paid advertisement
Smart Money People Logo

PayPal: PayPal Credit reviews

4.74
Based on 120,241 reviews, last reviewed 5th Jun 2026
3201700% increase in 5 star reviews
in the past 90 days
9600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints, never had any issues :) No complaints, never had any issues :) Reviewed on: 5th June 2026
Jessica T's avatar
Jessica T

Latest lowest rating:

1

Do not trust PayPal has your back! I made a purchase from Japan and paid using my PayPal card, I never received my order and PayPal still sided with the so called seller, closing the ca... Read more Reviewed on: 5th June 2026
Mohammed A's avatar
Mohammed A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (120241)

Pay in 3 or 12 months interest free is simple one cl...

5
Pay in 3 or 12 months interest free is simple one click purchasing, allowing me to keep my cash in the bank earning interest whilst purchasing the things I need - from kitchen equipment to an All Inclusive Holiday Reviewed on: 27th May 2025

Top Notch Experience

5
The app is very stable, service is very great. It's always easy to get help from the FAQ and customer support Would 100% recommend the service to anyone Reviewed on: 27th May 2025

Handy service!

5
Handy service with good cover for your payments!! Reviewed on: 27th May 2025

It really works for me

5
The support is great and is nice to have 4 months to pay back spent money . Reviewed on: 27th May 2025

I have never had issues using PayPal.

5
I have never had issues using PayPal. I feel like transfers are safe. I love the pay in 3 now. They are great at communicating. Reviewed on: 27th May 2025

Brilliant app would recommend it to family and friends

5
Brilliant app would recommend it to family and friends Reviewed on: 27th May 2025

Pay Pal have allways given good value for money, wit...

5
Pay Pal have allways given good value for money, with very good terms. Reviewed on: 27th May 2025

Brilliant service.

5
Brilliant service. Very convenient Reviewed on: 27th May 2025

I have used PayPal for years.

5
I have used PayPal for years. I feel safer using it to make purchases online. I have never had any issues and if I have questioned anything they are quick to respond. Reviewed on: 27th May 2025

Easy and affordable, much better way to spread your...

5
Easy and affordable, much better way to spread your payments Reviewed on: 27th May 2025

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review