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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,196 reviews, last reviewed 5th Jun 2026
3199700% increase in 5 star reviews
in the past 90 days
9600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Is easy for me and pay later and sometimes I get off... Is easy for me and pay later and sometimes I get off of some payments Reviewed on: 5th June 2026
Mohamed 's avatar
Mohamed

Latest lowest rating:

1

Do not trust PayPal has your back! I made a purchase from Japan and paid using my PayPal card, I never received my order and PayPal still sided with the so called seller, closing the ca... Read more Reviewed on: 5th June 2026
Mohammed A's avatar
Mohammed A
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (120196)

Good and Exciting!

5
Good way to increase credit score but it won’t give you a high limit. Reviewed on: 27th May 2025
Shash K's avatar
Shash K

The best option

4
There are so many options available when choosing what payment method to use- I would admit sometimes I forget about Pay Pal as one of my options- but it has never let me down - 2 clicks on my phone and it’s instant- the communication with pay pal is excellent and keeps you totally up to date with your balance etc - Reviewed on: 27th May 2025
Maeve L's avatar
Maeve L

I was trying to build my credit

5
I was trying to build my credit and PayPal have been great and given me the chance to do so. With bad credit and a CCJ no-one would touch me, so I'm very grateful for that chance. Reviewed on: 27th May 2025
Samantha Holden 's avatar
Samantha Holden

Pay in 3 with PayPal

5
Pay in 3 with PayPal helps me to cover my flight fare without any interest rate and my online shopping. Execellent !! Reviewed on: 27th May 2025
Evelyn D's avatar
Evelyn D

PayPal secure, safe and friendly

5
The services that PayPal offer are second to none. The security they offer is excellent. Reviewed on: 27th May 2025
MARTIN N's avatar
MARTIN N

Quick customer service to resolve any issues

5
Quick customer service to resolve any issues Reviewed on: 27th May 2025
Jessica p's avatar
Jessica p

So far i have had no issues with any queries i have...

5
So far i have had no issues with any queries i have had to resolve from PP Reviewed on: 27th May 2025
Anish's avatar
Anish

Pay later option is a fantastic service which I make...

5
Pay later option is a fantastic service which I make use of often. I’ve recommended PayPal to so many others due to the 4 month zero interest options. Reviewed on: 27th May 2025
John's avatar
John

Customer service was very good when I spoke to pay pal.

5
Customer service was very good when I spoke to pay pal. Helped me with a refund. Very polite and professional Reviewed on: 27th May 2025
Laura's avatar
Laura

Useful and easy to use

5
PayPal Credit is useful and I find it easy to buy things. Reviewed on: 27th May 2025
Meee's avatar
Meee

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