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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,169 reviews, last reviewed 5th Jun 2026
3198400% increase in 5 star reviews
in the past 90 days
9550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was easy to use, flexible to navigate. It was easy to use, flexible to navigate. Reviewed on: 5th June 2026
Margaret A's avatar
Margaret A

Latest lowest rating:

1

laggy mess it's laggy and not clear at the nest of times Reviewed on: 4th June 2026
Jwhiting's avatar
Jwhiting
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (120169)

using the paypal credit for over a year and its been...

5
using the paypal credit for over a year and its been good, simple and quick to use. The security and constant update in place to ensure right authentication is good. Reviewed on: 27th May 2025
Sam A's avatar
Sam A

Easy to use and any problem they sort it

5
Easy to use and any problem they sort it Reviewed on: 27th May 2025
Darren J's avatar
Darren J

Use of PayPal

5
I love PayPal because you can pay for products over time, I always use PayPal Reviewed on: 27th May 2025
Toni c's avatar
Toni c

Widely available, with flexible 0% options

5
Widely available, with flexible 0% options to buy now pay later, or pay in 3. PayPal credit is my go to payment method for larger purchases allowing me to spread the payments over 5 months without paying any interest. I can’t remember the last time I bought anything for £150 or more without using it. Reviewed on: 27th May 2025
Orps's avatar
Orps

I honestly love PayPal Credit.

5
I honestly love PayPal Credit. It’s made such a difference for me when it comes to managing my money. Being able to split payments over four months without any interest takes so much pressure off, especially for bigger purchases. It feels like they’ve actually thought about what real people need. It’s flexible, straightforward, and just makes life easier. Reviewed on: 27th May 2025
IRIS 's avatar
IRIS

Easy peasy shopping for all!

5
PayPal makes shopping so easy and I feel safe when using it online. My only complaint is Amazon don’t accept it but I guess that’s them rather than PayPal. I love not having to go and find my cards when shopping online! Reviewed on: 27th May 2025
Elaine F's avatar
Elaine F

PayPal is fantastic.

5
PayPal is fantastic. You can pay without hussle Reviewed on: 27th May 2025
frank n's avatar
frank n

Good honest service ,easy to use and navigate

5
Good honest service ,easy to use and navigate Reviewed on: 27th May 2025
Greg H's avatar
Greg H

Easy to set up and use.

5
Easy to set up and use, knowing your money is safe. Reviewed on: 27th May 2025
Steve Rubotham's avatar
Steve Rubotham

PayPal Credit works but requires Apple Pay integration

4
I've been using PayPal Credit for several years, and it performs exactly as intended. It's accepted at most online retailers, which makes it very convenient. However, I’d love to see Apple Pay integration—similar to what Mastercard offers—so it could also be used for in-person purchases. Reviewed on: 27th May 2025
Haresh's avatar
Haresh

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