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PayPal: PayPal Credit reviews

4.90
Based on 77,373 reviews, last reviewed 19th Apr 2026
2450400% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good and great to work with and shop with Good and great to work with and shop with Reviewed on: 19th April 2026
Kyle long 's avatar
Kyle long

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77373)

Pays to use PayPal

5
Just found the app really easy to use and consumer friendly Reviewed on: 14th May 2024

Quick Authentication and security

5
I have always got my authentication done quickly and able to pay for my items quickly and securely Reviewed on: 14th May 2024

Using paypal for years and it’s always been good for...

5
Using paypal for years and it’s always been good for payment Reviewed on: 14th May 2024

100% recommend

5
Absolutely easy to use and very beneficial when you haven’t for the money to order items etc Reviewed on: 14th May 2024

The introduction of compound interest is not fair co...

3
The introduction of compound interest is not fair considering normal interest is already being paid at a higher rate anyway. Reviewed on: 14th May 2024

I just find it easy and feel its safer to...

5
I just find it easy and feel its safer to use Reviewed on: 14th May 2024

Using Paypal Credit for years now, never had issues.

5
Using Paypal Credit for years now, never had issues. Reviewed on: 14th May 2024

PayPal credit has always been helpful to use and now...

5
PayPal credit has always been helpful to use and now even more places, l have no trouble with making payment online always easy to do. Reviewed on: 14th May 2024

Very good excellent customer service

5
Very good excellent customer service Reviewed on: 14th May 2024

I love PayPal, so easy to use.

5
I love PayPal, so easy to use with many great features. Reviewed on: 14th May 2024

Review PayPal: PayPal Credit now

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