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PayPal: PayPal Credit reviews

4.73
Based on 143,022 reviews, last reviewed 19th Jun 2026
4238650% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Efficient and quick. Efficient and quick. Easy to use especially in the app Reviewed on: 19th June 2026
Neil h's avatar
Neil h

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143022)

I find PayPal the easiest way to pay for things the...

5
I find PayPal the easiest way to pay for things there's no hassle, if you have any issues it's usually sorted promptly Reviewed on: 15th April 2026

Love PayPal

5
Easy to use and convenient. Love the oat in three. Very helpful Reviewed on: 15th April 2026

Excellent service.

5
It’s been pretty awesome. I was able to buy my dream watch Reviewed on: 15th April 2026

PayPal: Simple, Secure, and Efficient

5
PayPal is a trusted and convenient online payment platform that makes sending and receiving money quick and easy. Its interface is simple to use, whether you’re paying for online purchases, sending money to friends, or managing business transactions. One of its biggest advantages is security, with strong buyer and seller protection that helps users feel safe when making payments. It also supports multiple currencies, which is useful for international transactions. PayPal integrates well with many websites and apps, making it a popular choice for businesses and freelancers. While some fees can apply, especially for currency conversion or certain transfers, the reliability and ease of use make it worth it. Overall, PayPal is a solid choice for secure and efficient digital payments. Reviewed on: 15th April 2026

I've never had any bad experience with PayPal

5
I've never had any bad experience with PayPal Reviewed on: 15th April 2026

Highly rated service

5
Easy to use, fair fee, worldwide, instant, rewarding Reviewed on: 15th April 2026

Iv never had a problem with pay pal and if ever I ne...

5
Iv never had a problem with pay pal and if ever I needed advice they were always very helpful and polite would always offer good advice for things I didn't always understand very helpful for me being a pensioner Reviewed on: 15th April 2026

Very good overall no problems very efficient good cu...

5
Very good overall no problems very efficient good customer service very reliable trustworthy easy to use user friendly always everything all in one place a one stop shop Reviewed on: 15th April 2026

PayPal best way to pay

5
I have used PayPal for years find it a great way to pay and safe way to pay plus any problems with item etc PayPal will help where possible for solve problems weather this is getting refunds or your item. Reviewed on: 15th April 2026

It provides a level of control and choice that makes...

5
It provides a level of control and choice that makes online shopping feel significantly more secure and personalised. Reviewed on: 15th April 2026

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