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PayPal: PayPal Credit reviews

4.73
Based on 142,994 reviews, last reviewed 19th Jun 2026
4237300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good so far thank you, haven’t had any issues All good so far thank you, haven’t had any issues Reviewed on: 19th June 2026
Philip M's avatar
Philip M

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142994)

It is to use with the phone over the card simply easy

5
is it to use most places accepted? Reviewed on: 15th April 2026

Convenient shopping.

5
Convenient shopping. Makes it easier to shop with ease. Reviewed on: 15th April 2026

Paypal is an excellent way to pay.

5
Paypal is an excellent way to pay.You have a lot of different ways to settle your bill.overall I would give Paypal 10/10. Reviewed on: 15th April 2026

Very convenient service

5
Very convenient service. Have use it and I'm very happy with it so far. Reviewed on: 15th April 2026

All good.

5
All good. I have had no problems useing Pay Pal, easy to use and quick response when you need to pay in 3 or have some credit Reviewed on: 15th April 2026

No hassle, wide availability, low fees

5
No hassle, wide availability, low fees Reviewed on: 15th April 2026

Amazing service quick and helpful

5
Amazing service quick and helpful Reviewed on: 15th April 2026

Had no problem very good all ways remind me when I h...

5
Had no problem very good all ways remind me when I have to pay because I can forget Reviewed on: 15th April 2026

PayPal for daily purchases

5
Always use PayPal for purchases and the new debit card makes my daily spending available to PayPal. And! Now with rewards it's just the icing on the cake. Reviewed on: 15th April 2026

great firm to use and helpful when needed

5
great firm to use and helpful when needed Reviewed on: 15th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review