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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,961 reviews, last reviewed 19th Jun 2026
4235800% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

every time so a long time, always good every time good time, no stress, no hassle.using for a long time, always good deal, extra savings. i think to get another car from PayPal. making my... Read more Reviewed on: 19th June 2026
Ahmed 's avatar
Ahmed

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142961)

The ease of use is truly great, flexible and simple.

5
The ease of use is truly great, flexible and simple. Customer service given by staff in Ireland is everything that you would want, they really care that you understand and feel fully supported. They hold your hand all of the way! Thank you. Reviewed on: 15th April 2026
Julian's avatar
Julian

All good.

5
All good. Nothing to add. Thanks Reviewed on: 15th April 2026
Eleonora M's avatar
Eleonora M

Good as gold

5
Have no issues with PayPal credit as long as you pay the minimum you have no problem. Reviewed on: 15th April 2026
Paul T's avatar
Paul T

PayPal credit repayment options are excellent.

5
I’ve had PayPal credit for years now and love the options to repay excellent. Reviewed on: 15th April 2026
Gary H's avatar
Gary H

Great service

5
Great service. Very helpful. Ollways help to solve delivery issues Reviewed on: 15th April 2026
Viktors Laksa's avatar
Viktors Laksa

Easy to use paypal credit and you can keep an eye on...

5
Easy to use paypal credit and you can keep an eye on what you are spending Reviewed on: 15th April 2026
Stuart g's avatar
Stuart g

PayPal has always provided a secure way of paying fo...

5
PayPal has always provided a secure way of paying for goods and services without 3rd party view of bank details Reviewed on: 15th April 2026
David C's avatar
David C

I use pay pal all the time I feel very...

5
I use pay pal all the time I feel very safe and secure Reviewed on: 15th April 2026
Jacqueline R's avatar
Jacqueline R

More ways to pay

5
Pay in work a treat and even better with my card Reviewed on: 15th April 2026
Alex D's avatar
Alex D

Using the app is very easy, much easier than it was...

4
Using the app is very easy, much easier than it was in the early days. My experience of PayPals Customer Service has not been a positive one. It is extremely frustrating trying to get to speak to a real person and when you do get speaking to a real person it’s not always guaranteed to make things any easier than using the chat service. Reviewed on: 15th April 2026
Philip's avatar
Philip

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