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PayPal: PayPal Credit reviews

4.73
Based on 142,919 reviews, last reviewed 19th Jun 2026
4234100% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great due to the 4 months over 100 spend. Great due to the 4 months over 100 spend. Reviewed on: 19th June 2026
Dale blackmore 's avatar
Dale blackmore

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142919)

PayPal makes my life easier

5
I never had any issue with PayPal, Paypal made my life easier, Pay in 3 and PaPpal credit are amazing methods I am prefering to choose when I want to buy stuff online. Reviewed on: 15th April 2026

I've found it so straightforward to use, easy to get...

5
I've found it so straightforward to use, easy to get answers, payments are easy to make to it, a lot less stressful than some other creditors. Reviewed on: 15th April 2026

I was super surprised how good it is!

5
I was super surprised how good it is! Reviewed on: 15th April 2026

Always an easy experience using paypal credit.

4
Always an easy experience using paypal credit. Reviewed on: 15th April 2026

Good way of paying for something when you don’t have...

5
Good way of paying for something when you don’t have full amount Reviewed on: 15th April 2026

Very convenient, easy to manage, and useful for spre...

5
Very convenient, easy to manage, and useful for spreading the cost of purchases. The process is simple, and overall I’ve had a very positive experience with PayPal Credit. Reviewed on: 15th April 2026

Had my PayPal account for years.

4
Had my PayPal account for years. I always trust paying via PayPal as dislike using bank cards on line Reviewed on: 15th April 2026

Fast, easy and reliable transactions within the Unit...

5
Fast, easy and reliable transactions within the United Kingdom Reviewed on: 15th April 2026

The best one

5
All good thanks for all of thalllllllllllllllllllllllllllllllllllllllllllll Reviewed on: 15th April 2026

If something goes wrong I trust PayPal to help.

4
I recently had a problem with a company taking an extra and unauthorised payment, PayPal acted quickly to retrieve it. When I pay using PayPal, I feel like my purchase is safe; if I may need a refund, I know PayPal will be there to help. Reviewed on: 15th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review