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PayPal: PayPal Credit reviews

4.73
Based on 142,886 reviews, last reviewed 19th Jun 2026
4232550% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

efficient and effective PayPal is an efficient and effective way or paying which makes it safe and easy Reviewed on: 19th June 2026
Reneice's avatar
Reneice

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142886)

I'm very happy.

5
I'm very happy. You can buy a lot of things without overpaying. Reviewed on: 15th April 2026

My credit limit gets a review in a very timely manner.

5
My credit limit gets a review in a very timely manner. The repayment plan is one of the easiest to manage I've ever had. Reviewed on: 15th April 2026

Always available whenever needed

5
Always available whenever needed Reviewed on: 15th April 2026

Awesome & Easy to Use

1
Fantastic and very easy to use including prompt re payment for non delivery of goods Reviewed on: 15th April 2026

Very good am happy

5
I am very satisfied with the service, quick response, quick handling of the matter, fast shipping Reviewed on: 15th April 2026

I am extremely satisfied with PayPal and the positiv...

5
I am extremely satisfied with PayPal and the positive impact it has had on my financial life. It has consistently proven to be a reliable and trustworthy platform, giving me confidence every time I make a transaction. Whenever I have the option, I always choose to check out with PayPal because of the strong sense of security it provides. What stands out most to me is the peace of mind I get knowing that my payments and personal information are well protected. In situations where issues arise, I feel reassured that PayPal offers dependable support and will step in to help resolve any problems. This level of reliability and customer care makes a real difference, and it’s why I continue to rely on PayPal for both everyday purchases and more important financial transactions. Reviewed on: 15th April 2026

Very easy to set up.

5
Very easy to set up. Easy to use too Reviewed on: 15th April 2026

PayPal Credit.

4
Given the fact that it's credit and there's more plenty of time to pay and spread the cost, with reasonable rates. Reviewed on: 15th April 2026

PayPal-PaySafe

5
Very good, like always. No problems. Reviewed on: 15th April 2026

I love PayPal

5
I love PayPal. I find them very straightforward to use and their fees to be very reasonable. I've never had any problems with them in the many years I've been using them. Reviewed on: 15th April 2026

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