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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,364 reviews, last reviewed 15th Jun 2026
4072450% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always been a seamless experience start to finish, a... Always been a seamless experience start to finish, any issues I’ve come across have been swiftly dealt with in a calm and professional manner, PayPal ... Read more Reviewed on: 15th June 2026
harry m's avatar
harry m

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139364)

User friendly but high interest rates

5
User friendly but high interest rates Reviewed on: 14th April 2026
Helen's avatar
Helen

All in all I can reliably trust to make payments to...

5
All in all I can reliably trust to make payments to numerous vendors with the knowledge transactions are safe and secure. PayPal pay in 3 is great for making purchases and paying in 3 installments instead of the full sum at once. Have been using PayPal since 2008 when I made my first purchase on eBay. Reviewed on: 14th April 2026
Darren Ellis's avatar
Darren Ellis

No issues at all!

5
No issues at all! Easy to set up and navigate. Reviewed on: 14th April 2026
T H's avatar
T H

In PayPal you can trust

5
PayPal are the most secure way to pay. Always there with a prompt response. Amazing service! Reviewed on: 14th April 2026
Galzo's avatar
Galzo

Clear, straightforward & stressless

5
Clear, straightforward & stressless Reviewed on: 14th April 2026
AJFred's avatar
AJFred

Paypal is the best

5
Paypal has helped alot with managing my finances and paying bills. It is very convenient to use the app and the website too. Connecting my bank accounts to Paypal has never been a problem. I’ve had a lot of transactions with Paypal and everything went so smoothly. Reviewed on: 14th April 2026
Danielle V's avatar
Danielle V

Quick & easy

5
Quick & easy to use, no complicated steps to transferring money etc Reviewed on: 14th April 2026
Conor H's avatar
Conor H

It's been very helpful so far managing my finances

4
It's been very helpful so far managing my finances Reviewed on: 14th April 2026
Alexandros D's avatar
Alexandros D

Easy to use with added bonus of knowing you have pai...

5
Easy to use with added bonus of knowing you have paid with a reputable company Reviewed on: 14th April 2026
Tracy s's avatar
Tracy s

I do not own a credit card, so this is the best way...

5
I do not own a credit card, so this is the best way to pay for things allows me to budget. I have to security of purchasing things online Reviewed on: 14th April 2026
Darren 's avatar
Darren

Review PayPal: PayPal Credit now

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