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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139237 reviews)

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4.73

Based on 139,237 reviews, last reviewed 15th Jun 2026

4066650% increase in 5 star reviews

in the past 90 days

11550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

high interest rate Really good way of keeping track of money and spending safely. Interest rate is very high though Reviewed on: 15th June 2026

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (139237)

Very usefull and conveniantcan be used with conerdence

Very usefull and conveniantcan be used with conerdence Reviewed on: 14th April 2026

Top notch service

Paypal agents are always available and provides very helpful information and support each I contact them. I'm pleased to associate with PayPal and it's service Reviewed on: 14th April 2026

Service is good with polite sraff

Service is good with polite sraff Reviewed on: 14th April 2026

Excellent service easy to use flexible payments maki...

Excellent service easy to use flexible payments making it easy on your purse to spread payments interst free Reviewed on: 14th April 2026

Great knowledge great overall experience

Great knowledge great overall experience Reviewed on: 14th April 2026

Easy to use app and online.

Easy to use app and online. I always prefer to pay this way more secure. Reviewed on: 14th April 2026

I’m happy with Paypal credit.

I’m happy with Paypal credit. Good service and great customer Reviewed on: 14th April 2026

Best ever

Always good to buy using PayPal. PayPal credit with credit card makes it more easier to use PayPal everywhere now. Best Reviewed on: 14th April 2026

Easy to apply for and set up.

I use Paypal for many things including unexpected bills or purchases. I like to put my holiday spend through Paypal sometimes so I know exactly what I have spent and it keeps it seperate from my normal everyday bills. It was easy to apply for and a decision was made very quickly. I also have a physical Paypal credit card making life easy. Reviewed on: 14th April 2026

Really easy to keep track of money through the websi...

Really easy to keep track of money through the website & app. Always found it easy to contact them if I have needed to talk to someone in customer service. Reviewed on: 14th April 2026

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