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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (138974 reviews)

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4.73

Based on 138,974 reviews, last reviewed 15th Jun 2026

4054800% increase in 5 star reviews

in the past 90 days

11500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and easy to keep track of. Easy to use and easy to keep track of. The only issue is you can’t choose what to pay off when you make payments - for example, I don’t have the optio... Read more Reviewed on: 15th June 2026

Latest lowest rating:

1

It's impossible to close your account. It's impossible to close your account. Their online chat agents cut you off repeatedly when trying. Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (138974)

The payments take a long time to clear.

The payments take a long time to clear. It shows as taken on PayPal but doesn't come out of my bank for a few days. But it's the only problem Reviewed on: 14th April 2026

Seamless transactions and self management easy

Seamless transactions and self management easy Reviewed on: 14th April 2026

So easy to use and great service

So easy to use and great service Reviewed on: 14th April 2026

Flexibility and ease if use

Paypal gives me flexibility and ease of use with my everyday purchases Reviewed on: 14th April 2026

Superb evertime I use it.

Superb evertime I use it. Reasonably good fee's and low interest Reviewed on: 14th April 2026

I have been a PayPal customer for many years and I h...

I have been a PayPal customer for many years and I have always made my online transactions with complete confidence using their services. PayPal is the safest way to for all my purchases. When needed the customer service have been fantastic always polite and helpful and keen to resolve any issue I may have. Thank you PayPal, wonderful company. I’d happily recommend to friends and family. Reviewed on: 14th April 2026

What you see is what you get, easy to read and under...

What you see is what you get, easy to read and understand statements. Reviewed on: 14th April 2026

Very happy for this credit option offer, it helped m...

Very happy for this credit option offer, it helped me a lot with purchase a new phone Reviewed on: 14th April 2026

Happy with to use paypal credit when i want to purch...

Happy with to use paypal credit when i want to purchase for something Reviewed on: 14th April 2026

Good facility

Great for spreading high value purchases cost quickly and at little or no interest Reviewed on: 14th April 2026

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