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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,022 reviews, last reviewed 19th Jun 2026
4238650% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Efficient and quick. Efficient and quick. Easy to use especially in the app Reviewed on: 19th June 2026
Neil h's avatar
Neil h

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143022)

Very helpful tool that allows you to split into affo...

5
Very helpful tool that allows you to split into affordable monthly payments Reviewed on: 15th April 2026
Rayban's avatar
Rayban

I am using whole days is it is best for daily uses t...

5
I am using whole days is it is best for daily uses to buy for any product. Reviewed on: 15th April 2026
Dhan B's avatar
Dhan B

Great service and convenient .

4
Great service and convenient . Hassle free Reviewed on: 15th April 2026
Yusuf's avatar
Yusuf

Great service

4
I have used PayPal for many years now never a complaint. I’m not completely sold on the use of chat bots rather than an actual advisor as you don’t get issues resolved. Reviewed on: 15th April 2026
Christine h's avatar
Christine h

Just had good experience with paypall as im using cr...

5
Just had good experience with paypall as im using credit for 6 month intrest free Reviewed on: 15th April 2026
Muttayeb K's avatar
Muttayeb K

Came in handy recently!

4
Came in handy recently! Easy to use Reviewed on: 15th April 2026
Brian B's avatar
Brian B

No headaches, easy to work with.

5
No headaches, easy to work with. Maybe an option to complete a payment, avoiding fees without filling the whole sum on credit, would be a better advantage for those who are using it. The card is a nice add-on, but not a must. Reviewed on: 15th April 2026
Denis's avatar
Denis

Very convenient and reliable with great ease.

5
Very convenient and reliable with great ease. Reviewed on: 15th April 2026
Adil S's avatar
Adil S

Very good easy to use good to build up credit...

5
Very good easy to use good to build up credit score Reviewed on: 15th April 2026
Shelby b's avatar
Shelby b

PayPal Credit gives me flexibility to spread the cos...

5
PayPal Credit gives me flexibility to spread the cost of purchases when cash flow is tight. The interest‑free periods are genuinely helpful and make budgeting easier and it allows me to buy what I need now and pay on terms that suit me. Being able to select PayPal Credit at checkout is quick and stress free. I fully recommend this service. Reviewed on: 15th April 2026
Kelly F's avatar
Kelly F

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