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PayPal: PayPal Credit reviews

4.73
Based on 142,994 reviews, last reviewed 19th Jun 2026
4237300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good so far thank you, haven’t had any issues All good so far thank you, haven’t had any issues Reviewed on: 19th June 2026
Philip M's avatar
Philip M

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142994)

Excellent customer service

5
Excellent customer service, used PayPal and customer service is great compare to other main banks Reviewed on: 15th April 2026

I've been with PayPal for a long time and---- no reg...

5
I've been with PayPal for a long time and---- no regrets compared to your usual banks Reviewed on: 15th April 2026

Low interest.

5
Low interest. Always love it when have some big shopping to do Reviewed on: 15th April 2026

Paypal is my go to app for fund transfers or money m...

5
Paypal is my go to app for fund transfers or money management Reviewed on: 15th April 2026

It’s been amazing and my go to for everything

5
It’s been amazing and my go to for everything Reviewed on: 15th April 2026

Very little if anything to report yet.

5
Very little if anything to report yet. No had time to use it fully. Would be happy to give more feedback in the future. Reviewed on: 15th April 2026

PayPal is a great service and never have any issues...

5
PayPal is a great service and never have any issues using it Reviewed on: 15th April 2026

PayPal is the best app.

5
All payments go through perfectly and all money gets received instantly. Reviewed on: 15th April 2026

It’s really good it’s really help me

5
It’s really good it’s really help and have many options Reviewed on: 15th April 2026

Convenientandsafe.

5
It's easy to use and safeguards your money. Its faster than a debit card as you don't have to key in all your account details every time. Reviewed on: 15th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review