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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,961 reviews, last reviewed 19th Jun 2026
4235800% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

every time so a long time, always good every time good time, no stress, no hassle.using for a long time, always good deal, extra savings. i think to get another car from PayPal. making my... Read more Reviewed on: 19th June 2026
Ahmed 's avatar
Ahmed

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142961)

Good, but there are difficulties if you need to chan...

5
Good, but there are difficulties if you need to change the payment date. Reviewed on: 15th April 2026
ANNA B's avatar
ANNA B

I like this company.

5
Easy to use app and company always provides excellent customer support. Reviewed on: 15th April 2026
Ade A's avatar
Ade A

I like the flexibility PayPal is giving me.

5
I like the flexibility PayPal is giving me. I’m able to pay now and have 4 months to think about the money! I love also the new points reward program. Very clever and customer focused by PayPal! Reviewed on: 15th April 2026
Andreas D's avatar
Andreas D

Been using PayPal for a long time now and have not h...

5
Been using PayPal for a long time now and have not had any problems Reviewed on: 15th April 2026
Ian F's avatar
Ian F

that extra bit of financial help.

5
Comes in handy when you need that extra bit of financial help. They don't stress you as long as you keep up your payments. And you can pay off more of the credit to lower the interest if you want to. Reviewed on: 15th April 2026
DynoD66's avatar
DynoD66

Fantastic

5
Always helpful very easy to use. Reviewed on: 15th April 2026
Gentian M's avatar
Gentian M

PayPal is so easy and user friendly.

5
PayPal is so easy and user friendly. Its been brilliant since I started using it way back in 2007. Reviewed on: 15th April 2026
Del's avatar
Del

PayPal is 100% period.

5
PayPal is 100% period. I am happy to always use the pay in 3 part . It makes life very easy. Thank you so much . I am always happy that, with PayPal, your money is secure. Thank you for helping people like me get the things they need at an affordable rate. Reviewed on: 15th April 2026
Isioma M's avatar
Isioma M

Love PayPal!

5
Love PayPal! My go-to online payment option since it started. Reviewed on: 15th April 2026
Cath Roberts's avatar
Cath Roberts

Would recommend PayPal

5
Never had to use customer service so can’t comment. But I like PayPal and like all the new options. Have used it for years. Reviewed on: 15th April 2026
Steph's avatar
Steph

Review PayPal: PayPal Credit now

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