Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181083 reviews)

View other PayPal products

4.73

Based on 181,083 reviews, last reviewed 30th Jul 2026

114% increase in 5 star reviews

in the past 90 days

168% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181083)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellence should be awarded

Brilliant always there if I need it,pays straight away,well known so people trust it,never have any problems with refunds. Reviewed on: 14th July 2026

Great service and resolutions for all cases

Great service and resolutions for all cases Reviewed on: 14th July 2026

Helped me out in so many ways.

Helped me out in so many ways. As a single mother it’s helped me shop for food or things we need before I get paid. Reviewed on: 14th July 2026

PayPal is a trusted and reputable company.

PayPal is a trusted and reputable company. They offer an excellent credit service that conveniently helps their customers spread the cost. I highly recommend it; the credit facility is just another service that proves the company is constantly evolving to assist their customers. Tip: If you use the interest-free offers, be sure to keep an eye on your payment schedule, as it’s the best way to make the most of the service. Reviewed on: 14th July 2026

So far so good i am enjoying paypal and i have even...

So far so good i am enjoying paypal and i have even recommending it to a friends and families , home and abroad. Reviewed on: 14th July 2026

Easy to use.

Easy to use. Ideal if I need to spread cost. Reviewed on: 14th July 2026

Great deals and easy payments.

Great deals and easy payments.Happy allways with Paypal Reviewed on: 14th July 2026

Brilliant experience as always with paupal

Brilliant experience as always with paupal Reviewed on: 14th July 2026

I have had PayPal for many years now I have had issu...

I have had PayPal for many years now I have had issues with retailers and PayPal have always intervened when I have contacted them it’s the best way I prefer to pay for items over the internet Reviewed on: 14th July 2026

Very easy to apply and super convenient

Very easy to apply and super convenient Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3855 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101251 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub