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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Have used PayPal for a few years and feel secure kno...

Have used PayPal for a few years and feel secure knowing that if I have a purchase problem, resolution is speedy and efficient, which in today’s climate is of huge importance. Other benefits are the interest free option on bigger purchases which, again in today’s climate is a huge benefit. To date thankfully I have had no negative experiences. Reviewed on: 2nd June 2025

Paypal allows me to shop and pay bills without any p...

Paypal allows me to shop and pay bills without any problems, it's so convenient. I would definitely recommend it. Reviewed on: 2nd June 2025

Super easy to follow instructions

Super easy to follow instructions Reviewed on: 2nd June 2025

Good service, always helpful when goods don’t arrive.

Good service, always helpful when goods don’t arrive. Reviewed on: 2nd June 2025

Excellent service all round.

Excellent service all round. Never had any issues in all the years of using this service. Reviewed on: 2nd June 2025

I have been relaying in paypal credit for a long tim...

I have been relaying in paypal credit for a long time time. It make birthdays, christmases and holidays stress free. I dont know what I would do of I didnt have it. Credit limit os high as well so I can make expensive purchases and either pay monthly or get 4 months interest free. I would 100% recommend it to anyone. I always tell my friend and family how good it is. Thank you PayPal, Im super grateful you allow me to use it. Reviewed on: 2nd June 2025

It's a good service.

It is a good service to be able to spread the cost rather than having to apply for a credit card. I like the flexibility. Reviewed on: 2nd June 2025

Flexible and very easy to use.

Flexible and very easy to use. Widely accepted which is great. Reviewed on: 2nd June 2025

It's great to be able to use PayPal credit especiall...

It's great to be able to use PayPal credit especially if you have a problem with any of the transactions I recently had a problem with a company selling an item that in no way matched the advert for it I raised a dispute about it and I was refunded the money I'd paid it wasn't a huge amount and if I'd used a credit card for the purchase because of the small value involved they wouldn't have done anything but it doesn't matter what amount is involved PayPal will always look into a dispute Reviewed on: 2nd June 2025

Fantastic, I use it for everything, pay, send money...

Fantastic, I use it for everything, pay, send money to friends, in UK or italy, easy to use, safe. Reviewed on: 2nd June 2025

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