Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,410 reviews, last reviewed 20th Apr 2026
2546500% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic company never had any problems and always... Fantastic company never had any problems and always great customer service. Reviewed on: 20th April 2026
Sam B's avatar
Sam B

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (78410)

Easy to use

5
Very easy to use, flexible and helps with cash flow, excellent service. Reviewed on: 13th June 2022
Penny's avatar
Penny

One word amazing

5
When no one else help PayPal held my back and helped me with amazing credit. Reviewed on: 13th June 2022
Naki's avatar
Naki

Great experience no problem in carrying any kind of transaction

5
Great service trust them had a wonderful experience Reviewed on: 13th June 2022
Waj's avatar
Waj

0 percent interest for 6 month its just wow

5
I got credit from paypal 0 percent interest for 6 month it’s like life saving Love you paypal Reviewed on: 13th June 2022
Ad Nan's avatar
Ad Nan

Easy to use and reliable

5
Easy to use and available on most things in need especially like the buy now or pay in 3 feature Reviewed on: 13th June 2022
JASON GOODHALL's avatar
JASON GOODHALL

I am always happy

5
Everything is going well and professional Reviewed on: 13th June 2022
Krasimir Yankov's avatar
Krasimir Yankov

Paypal credit

5
Easy way to pay not must no fuss just pay and your payments are insured Reviewed on: 13th June 2022
Stephen Rowelll 's avatar
Stephen Rowelll

Enough credit allowance

5
Good promo offers and enough time to payback. Reviewed on: 13th June 2022
Robs 's avatar
Robs

Excellent way to spread costs

5
Fantastic service and very quick and easy to use, easy to manage and accessible. Reviewed on: 13th June 2022
James Penn's avatar
James Penn

Great credit provider for everyone!

5
Its user friendly with transparent terms and conditions which is not easy to find. I love using PayPal credit because it makes my life easier. Reviewed on: 13th June 2022
Karolina Musiol's avatar
Karolina Musiol

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill