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PayPal: PayPal Credit reviews

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4.90
Based on 78,504 reviews, last reviewed 20th Apr 2026
2555200% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything is upfront, no hidden agenda just a fanta... Everything is upfront, no hidden agenda just a fantastic app that suits everyone’s needs. If you do have a query/worry it will be resolved the same da... Read more Reviewed on: 20th April 2026
Susan Bates's avatar
Susan Bates

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78504)

Simply outstanding.

5
I've been with PayPal for 12 years now and it's the only online payment platform I would use. Simple, secure with the reassurance that should something go wrong PayPal have got you protected. Two year ago I applied for PayPal credit, I was accepted with a generous limit and make use of the 4 month interest free offer on a regular basis. Interest rates are good should you need to pay things off over a longer period. Also the other promotions offered throughout the year are amazing offers. To summarize, PayPal are an outstanding company who I shall be a customer of for the rest of my life. Absolutely faultless. Reviewed on: 13th June 2022
Gareth Evans's avatar
Gareth Evans

Best credit

5
Sometimes it's hard to pay a huge amount in one go, but to spread it for 4 months feels much easier. The best part is that you don't need to pay anything extra Reviewed on: 13th June 2022
Inga Said Ahmed's avatar
Inga Said Ahmed

Best for 4 payments 0% interest

5
Great way to manage cash flow without actually relying on credit cards. Reviewed on: 13th June 2022
Anonymous's avatar
Anonymous

Paypal makes everything easy

5
I use both Paypal credit and PayPay Pay in 3 and find them both easy, intuitive and informative. At all stages through my payment plans I know how much is left, how much my next payment is expected to be and when. The system deals with refunds particularly well, also. Reviewed on: 13th June 2022
Gary Woodward's avatar
Gary Woodward

Easy to use

5
Very easy to use, flexible and helps with cash flow, excellent service. Reviewed on: 13th June 2022
Penny's avatar
Penny

One word amazing

5
When no one else help PayPal held my back and helped me with amazing credit. Reviewed on: 13th June 2022
Naki's avatar
Naki

Great experience no problem in carrying any kind of transaction

5
Great service trust them had a wonderful experience Reviewed on: 13th June 2022
Waj's avatar
Waj

0 percent interest for 6 month its just wow

5
I got credit from paypal 0 percent interest for 6 month it’s like life saving Love you paypal Reviewed on: 13th June 2022
Ad Nan's avatar
Ad Nan

Easy to use and reliable

5
Easy to use and available on most things in need especially like the buy now or pay in 3 feature Reviewed on: 13th June 2022
JASON GOODHALL's avatar
JASON GOODHALL

I am always happy

5
Everything is going well and professional Reviewed on: 13th June 2022
Krasimir Yankov's avatar
Krasimir Yankov

Review PayPal: PayPal Credit now

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