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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,888 reviews, last reviewed 20th Apr 2026
2590000% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy and understandable customer service that i... Very easy and understandable customer service that is second to none Reviewed on: 20th April 2026
Ezekiel's avatar
Ezekiel

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78888)

PayPal Credit 0% for 4 Months, 5 Stars

5
Great alternative to a credit card, I use it for purchases over £100. Reviewed on: 13th June 2022
K Jarvis's avatar
K Jarvis

Absolutely amazing

5
Very quick and handy service Reviewed on: 13th June 2022
aasakib's avatar
aasakib

Just amazing

5
I have used this to buy big items Reviewed on: 13th June 2022
Kevin's avatar
Kevin

Best and easy credit

5
Joined credit scheme last year and it’s just amazing, from any payments big or small I always use PayPal and cannot recommend it enough. It’s so easy to use and their payment schemes makes shopping online more fun and hassle free. Love love love Reviewed on: 13th June 2022
Palak Sharma's avatar
Palak Sharma

Trusted

5
most trusted payment metod. always using paypal if possible. Reviewed on: 13th June 2022
Erik Stefanovic's avatar
Erik Stefanovic

Best credit provider so far in 2022

5
Having excellent experience with them. It's been few years now. Never had any problems. Offers are on spot and customer service is great. Reviewed on: 13th June 2022
Sana Ullah's avatar
Sana Ullah

Good limit, poor options

2
PayPal Credit is useful for only certain things (and it's not always clear where it will be eligible for use...!) Reviewed on: 13th June 2022
ShowMeTheSmartMoney's avatar
ShowMeTheSmartMoney

A fast and easy way to send and receive money

5
We already know that PayPal is a great option for sending and receiving money and the PayPal Credit facility is a nice addition to their service. It is easy to apply for and a decision is given very quickly. Many companies accept PayPal and PayPal credit and I find it more convenient than many other cards or payment systems Reviewed on: 13th June 2022
Ian Brockwell's avatar
Ian Brockwell

PayPal is the BEST

5
I use only PayPal!!! I am not doing any payment without PayPal! Reviewed on: 13th June 2022
Marta Dmitrijeva's avatar
Marta Dmitrijeva

Best

5
Never had problem anything I have asked quickly dealt with Reviewed on: 13th June 2022
Tom Henderson's avatar
Tom Henderson

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