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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 79,244 reviews, last reviewed 20th Apr 2026
2623100% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is an excellent way to pay. PayPal is an excellent way to pay and I feel it is safer than using my debit card directly with retailers. The PayPal Credit option has been a great b... Read more Reviewed on: 20th April 2026
SophieKJ's avatar
SophieKJ

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79244)

Extends my everyday purchases

5
We all need a little extra help nowadays for the essential and unexpected purchases. Paypal credit helps in many ways.... Reviewed on: 13th June 2022
Martyn Wheatley's avatar
Martyn Wheatley

Pleasure to deal with

5
Great to deal with and no hassles Reviewed on: 13th June 2022
Alan Kershaw's avatar
Alan Kershaw

Great

5
Great to use and specially the 4 months interest free Reviewed on: 13th June 2022
Iqra Himat's avatar
Iqra Himat

Reliable and fast payments

5
I love using paypal credit. It is available on most retailers and gives zero interest for purchases over 100 hassle free. Allows me to ma big purchases with peace of mind. This is my go credit facility and am always bummed if a retailer doesn't offer paypal payments Reviewed on: 13th June 2022
Tayamika Kamwanja Zabula's avatar
Tayamika Kamwanja Zabula

Super easy app and offer of 4 months 0%

5
Super easy app and offer of 4 months 0% Reviewed on: 13th June 2022
Jake Hatcher's avatar
Jake Hatcher

Large and small

5
I have used PayPal many times I like the easy 3 payments etc Reviewed on: 13th June 2022
Andrew Bunn's avatar
Andrew Bunn

Best credit

5
Makes your online shopping easier using for bigger spending. Reviewed on: 13th June 2022
Anonymous's avatar
Anonymous

Excellent

5
So simple to use and accepted in so many places Reviewed on: 13th June 2022
Mike McKenna's avatar
Mike McKenna

Straight forward and trusted

5
Best services and Offers. Helpful all the way. Reviewed on: 13th June 2022
MUHAMMAD BILAL's avatar
MUHAMMAD BILAL

Very good

5
Good service I recommend it Try it Reviewed on: 13th June 2022
Ba Ahmed's avatar
Ba Ahmed

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