Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 79,399 reviews, last reviewed 21st Apr 2026
2636900% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable, trustworthy, very rare and issue after man... Reliable, trustworthy, very rare and issue after many years. Reviewed on: 21st April 2026
Chris S's avatar
Chris S

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
Gabe's avatar
Gabe
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (79399)

Love PayPal

5
I’ve been using PayPal credit a while. They are a fair and honest company, what’s different about them? They understand the consumer which many don’t, with short term agreements that let you pay for things over a period of time without accruing interest. Is a first amongst credit company’s. They are my go to, if available! Just fabulous!!! Reviewed on: 13th June 2022
Kristina's avatar
Kristina

Excellent and good value

5
Easy to use, and excellent repayment management Reviewed on: 13th June 2022
Catherine Muller's avatar
Catherine Muller

Excellent service

4
User friendly and swift response Reviewed on: 13th June 2022
Olanrewaju Soyege's avatar
Olanrewaju Soyege

Nice card with little apr

5
Good payment support, able to use for necessary needs Reviewed on: 13th June 2022
wysefitness & Body's avatar
wysefitness & Body

PayPal credit

5
Great service, secure payments, always handy to have credit available Reviewed on: 13th June 2022
Sid Sabir's avatar
Sid Sabir

A Godsend!

5
I love using Paypal credit to bulk buy gifts for my nieces and nephews and spreading out the costs just makes things so much easier! The process is always smooth and secure. Reviewed on: 13th June 2022
Rahima's avatar
Rahima

Paypal Credit is a life saver

5
I needed to book an emergency trip I hadn’t budgeted for and Paypal credit came to my rescue. Best part is that I paid back 4 months with 0% interest. Reviewed on: 13th June 2022
AW's avatar
AW

Protected purchases

5
I had problem with an electrical item, kept getting fobbed off by the company, so I raised a dispute with paypal and was refunded my money in about a week. Reviewed on: 13th June 2022
Roger quinlan's avatar
Roger quinlan

Great company

5
I always use Paypal when I can. It's easy to use, the customer service is great and the interest free offers make big purchases easier to manage. Reviewed on: 13th June 2022
Claire R's avatar
Claire R

Great service no worries always on point.

5
Nothing is to much always polite and professional. Reviewed on: 13th June 2022
James Lloyd's avatar
James Lloyd

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill